Elko County property record for 1220 Highland Dr, Elko, NV 89801
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,665 sqft · built 1961 |
| Lot Size | 0.108 acres (4,704 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $245,000 (May 2019) |
| Tax Bill | $1,377 (2026) |
| Deeds & Mortgages | Apr 2021 Mortgage Feb 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 001-042-026 |
| Primary APN | 001-042-026 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,665 sqft Living Area |
| Gross Area | 2,085 sqft |
| 1st Floor Area | 1,665 sqft |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1961 |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Wood Shingle |
| Lot Area | 4,704 sqft (0.108 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 1220 HIGHLAND DR |
|---|---|
| City | ELKO |
| State | NV |
| Zip | 89801-2956 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ZR |
| Legal Description | SUNSET HEIGHTS SUDIVISION FILE 75368 BLOCK 108R NLY 85 FT OF |
| Legal Subdivision | SUNSET HEIGHTS SUBDIVISION |
| Legal Block | 1 |
| Legal Lot Number | 13 |
| Jurisdiction | ELKO NV |
| Township / Civil Division | ELKO |
| Census Block Group | 1 |
| Census Block | 1038 |
| Census Tract | 950900 |
1220 Highland Dr is owned by two individuals who bought it in May 2019.
Source: Elko County records, as of September 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 542 CHRIS AVE, ELKO, NV 89801-4467 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 7, 2021 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Feb 20, 2020 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| May 30, 2019 | Bargain and Sale Deed, Transfer · VA Mortgage NATIONAL BANK OF KANSAS CITY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 30, 2019 · Amount on File |
| Deed Sale | May 30, 2019 · Amount on File |
| Deed Document Number | 2019755021 |
| Prior Transfer Date | Nov 25, 2008 |
| Prior Transfer Doc | 0000607065 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELKO NV |
| Property Address | 1220 HIGHLAND DR, ELKO, NV 89801-2956 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0000785196 |
|---|---|
| Date | Apr 7, 2021 |
| Instrument | 785196 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 349 Months |
| Due | May 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELKO NV |
| Property Address | 1220 HIGHLAND DR, ELKO, NV 89801-2956 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000765501 |
|---|---|
| Date | Feb 20, 2020 |
| Instrument | 765501 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2050 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | ELKO NV |
| Recording Date | May 30, 2019 |
| Property Address | 1220 HIGHLAND DR, ELKO, NV 89801-2956 |
| Document Number | 0000755021 |
| Instrument Date | May 6, 2019 |
| Instrument | 755021 |
| Transaction Type | Transfer |
| Record Updated | Sep 6, 2021 |
| Title Company | STEWART TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $955.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1017 N WASHINGTON AVE, 1017, HASTINGS, NE 68901-3736 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 542 CHRIS AVE, ELKO, NV 89801-4467 |
| Document Number | 0000755022 |
|---|---|
| Date | May 30, 2019 |
| Instrument | 755022 |
| Name | NATIONAL BANK OF KANSAS CITY |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2049 |
The 2026 property tax bill for 1220 Highland Dr was $1,377, up 3% from the year before.
Source: Elko County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Nevada |
| County | Elko County |
| Municipality | Elko City |
| Unified School District | Elko County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,377.00 (+2.99%) | $46,749 (+0.56%) Land $14,700 Building $32,049 | $133,569 (+0.56%) Land $42,000 Building $91,569 |
| 2025 | $1,337.00 | $46,489 Land $14,700 Building $31,789 | $132,826 Land $42,000 Building $90,826 |
| 2023 | $1,245.00 (+7.98%) | $34,384 (+9.33%) Land $5,950 Building $28,434 | $98,240 (+9.33%) Land $17,000 Building $81,240 |
| 2022 | $1,153.00 | $31,450 Land $5,950 Building $25,500 | $89,857 Land $17,000 Building $72,857 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 1220 Highland Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 23, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1220 Highland Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.9% of Nevada |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ELKO serves 23,000 people · EPA ID NV0000272 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Anthem Broadband of Nevada Fiber | 2,000 / 2,000 |
| Zito Media Cable · Fiber in parts of the area | 1,000 / 25 |
| White Cloud Communications Fixed Wireless · Fiber in parts of the area | 200 / 50 |
| Hot Spot Broadband Fixed Wireless | 100 / 50 |
May also be available: AT&T, Beehive Broadband, CC Communications Broadband, Rise Broadband, Verizon.
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