1220 Helena Dr, Hixson, TN 37343 Property Records

Hamilton County property record for 1220 Helena Dr, Hixson, TN 37343

Property Summary

Property Type	Duplex
Details	3 ba · 2,100 sqft · built 1976
Lot Size	0.344 acres (15,000 sqft)
Owner	Individual Name on File
Last Sale	$138,000 (Jan 2015)
Tax Bill	$1,045 (2025)
Deeds & Mortgages	Feb 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`100P C 011`

Property Details

APN / Parcel Number

Primary APN	`100P C 011`
Alternative APN	`0000028910`

Interior

Full Baths	3 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	2,100 sqft Total Area

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1977
Architectural Style	Duplex Single
Exterior Material	Wood Shingle
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	15,000 sqft (0.344 acres)
Lot Dimensions	150 ft deep x 100 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000028910
Street Address	1220 HELENA DR
City	HIXSON
State	TN
Zip	37343-4163
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R2
Legal Description	LOT 41 GADD ROAD PB 22 PG 72
Legal Subdivision	GADD ROAD
Legal Lot Number	41
Jurisdiction	HAMILTON TN
Township / Civil Division	3
Census Block Group	3
Census Block	3012
Census Tract	10431

Owner

1220 Helena Dr, a duplex, is owned and occupied by an individual who bought it in January 2015.

Source: Hamilton County records, as of January 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1220 HELENA DR, HIXSON, TN 37343-4163
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 15, 2015 · Amount on File
Deed Sale	Jan 15, 2015 · Amount on File
Deed Document Number	2015125
Deed Book / Page	10381 / 264
Prior Transfer Date	Aug 8, 2001
Prior Transfer Doc	5953164
Record Updated	Jun 8, 2026

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	1220 HELENA DR, HIXSON, TN 37343-4163
Document Number	0000000344
Book / Page	011015 / 000174
Instrument Date	Feb 13, 2017
Transaction Type	Mortgage
Record Updated	Jun 30, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1220 HELENA DR HIXSON TN 373434163, HIXSON, TN 37343-4163

Mortgage

Document Number	0000000344
Date	Apr 3, 2017
Book Page	011015/000174
Instrument	344

Lender

Name	MONEY SOURCE
Type	Funding / Finance Company
Address	MELVILLE, NY 11747

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	336 Months
Due	Apr 2, 2045

Tax Assessment & Valuation

The 2025 property tax bill for 1220 Helena Dr was $1,045, up 31% from the year before.

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,045.00 (+30.95%)	$69,000 (+93.28%)	$276,000 (+93.28%) Land $65,000 Building $211,000
2024	$798.00	$35,700 (-)	$142,800 (-) Land $50,000 Building $92,800
2023	$798.00	$35,700 (-)	$142,800 (-) Land $50,000 Building $92,800
2022	$798.00	$35,700	$142,800 Land $50,000 Building $92,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1220 Helena Dr in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	9 (1980–2003)
Most Recent Claim	May 2003 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, May 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1220 Helena Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HIXSON UTILITY DISTRICT serves 68,306 people · EPA ID TN0000303
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20