1220 Grays Peak, Covington, KY 41011 Property Records

Kenton County property record for 1220 Grays Peak, Covington, KY 41011

Property Summary

Property Type	Condominium
Details	2 bd · 3 ba · 2,732 sqft · built 2008
Lot Size	0.045 acres (1,985 sqft)
Owner	Individual Name on File
Last Sale	$539,500 (Apr 2023)
Tax Bill	$7,148 (2025)
Deeds & Mortgages	Apr 2023 Sale & Mortgage Oct 2019 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`041-30-02-007.56`

Property Details

APN / Parcel Number

Primary APN	`041-30-02-007.56`
Alternative APN	`841-30-02-007.56`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,732 sqft

Exterior

Year Built	Built 2008
Exterior Material	Brick
Foundation Type	Concrete
Lot Area	1,985 sqft
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	0413002007.56
Street Address	1220 GRAYS PEAK
City	COVINGTON
State	KY
Zip	41011-1113
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	VIEWS CONDOMINIUM PHASE III UNIT 756 CHANGE LANDUSE SEE 041-30-02-007.5
Legal Subdivision	VIEWS CONDOMINIUM
Legal Phase	3
Legal Lot Number	756
Legal Unit	756
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	1
Census Block	1025
Census Tract	61600

Owner

Source: Kenton County records, as of November 27, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1220 GRAYS PEAK, COVINGTON, KY 41011-1113
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2023	Warranty Deed, Transfer · Conventional Mortgage UMORTGAGE LLC
Oct 9, 2019	Warranty Deed, Transfer · Line of Credit LANDMARK CMNTY BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 27, 2023 · Amount on File
Deed Sale	Apr 27, 2023 · Amount on File
Prior Sale	Oct 9, 2019 · Amount on File
Deed Document Number	0000022444
Deed Book / Page	224 / 44
Record Updated	Jun 8, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Apr 27, 2023
Property Address	1220 GRAYS PEAK # 756, 756, COVINGTON, KY 41011-1113
Document Number	0005900139
Book / Page	KC 224 / 44
Map Reference	PL 2093-2093C&2101-2
Instrument Date	Apr 20, 2023
Instrument	23042705900139
Transaction Type	Transfer
Record Updated	Jan 5, 2024
Title Company	360 AMERICAN TITLE SERVICES

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	165 RIDGEDALE AVE UNIT 3, 3, FLORHAM PARK, NJ 07932-1750

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1220 GRAYS PEAK, COVINGTON, KY 41011-1113

Mortgage

Document Number	0005900140
Date	Apr 27, 2023
Book Page	KCM 456/867
Instrument	23042705900140

Lender

Name	UMORTGAGE LLC
Type	Mortgage Company
Address	PHILADELPHIA, PA 19103

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2053

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Oct 9, 2019
Property Address	1220 GRAYS PEAK, COVINGTON, KY 41011-1113
Document Number	0000000056
Book / Page	0C6773 / 000242
Instrument Date	Oct 4, 2019
Instrument	56
Transaction Type	Transfer
Record Updated	Oct 25, 2019
Title Company	PRIORITY NATIONAL TITLE SERVICES, PRIORITY NAT'L TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$408.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1000 SOUTHSIDE PL NASHVILLE TN 372034737, NASHVILLE, TN 37203-4737

Mortgage

Document Number	57
Date	Oct 9, 2019
Book Page	0C6773/000245
Instrument	57

Lender

Name	LANDMARK CMNTY BK
Type	Bank
Address	COLLIERVILLE, TN 38017

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Oct 8, 2034

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,148.00 (+31.54%)	$539,500 (+32.23%) Building $539,500	$539,500 (+32.23%) Building $539,500
2023	$5,434.00	$408,000 Land $50,000 Building $358,000	$408,000 Land $50,000 Building $358,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Grays Peak

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures