1220 Georgetown Rd, Owenton, KY 40359 Property Records

Owen County property record for 1220 Georgetown Rd, Owenton, KY 40359

Property Summary

Property Type	Single Family Home
Details	1,083 sqft · built 1985
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on File
Last Sale	$132,500 (May 2021)
Tax Bill	$1,602 (2025)
Deeds & Mortgages	May 2021 Sale & Mortgage Apr 2019 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`074-00-00-020.01`

Property Details

APN / Parcel Number

Primary APN	`074-00-00-020.01`
Alternative APN	`9817`

Interior

Stories	1 Story
Building Area	1,083 sqft Living Area

Exterior

Year Built	Built 1985
Exterior Material	Aluminum Siding
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	87,120 sqft (2 acres)
Terrain	Steep
Porch	Open Porch
Porch Area	65 sqft

Location & Zoning

Account Number	9817
Street Address	1220 GEORGETOWN RD
City	OWENTON
State	KY
Zip	40359-7949
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	3 AC/HOUSE
Jurisdiction	OWEN KY
Township / Civil Division	OWENTON
Census Block Group	2
Census Block	2059
Census Tract	970202

Owner

1220 Georgetown Rd is owned and occupied by an individual who bought it in May 2021.

Source: Owen County records, as of November 19, 2025

Owner of Record	Individual Name on File
Mailing Address	1220 GEORGETOWN RD, OWENTON, KY 40359-7949
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 20, 2021	Warranty Deed, Transfer · FHA Mortgage NATIONS RELIABLE LENDING LLC
Apr 8, 2019	Deed, Transfer · Construction Mortgage CENTRAL KENTUCKY AG CREDIT ASSN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 20, 2021 · Amount on File
Deed Sale	May 20, 2021 · Amount on File
Deed Document Number	2021001704
Deed Book / Page	DEED 263 / 298
Record Updated	Jun 8, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OWEN KY
Recording Date	May 20, 2021
Property Address	1220 GEORGETOWN RD, OWENTON, KY 40359-7949
Document Number	DEED263/298
Book / Page	DEED 263 / 298
Instrument Date	May 14, 2021
Instrument	2021001704
Transaction Type	Transfer
Record Updated	Jun 8, 2021
Title Company	360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$132.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4125 US HIGHWAY 227 N, 4125, WORTHVILLE, KY 41098-9166

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1220 GEORGETOWN RD, OWENTON, KY 40359-7949

Mortgage

Document Number	MTG305255
Date	May 20, 2021
Instrument	MTG 305/255

Lender

Name	NATIONS RELIABLE LENDING LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

April 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	WOODFORD KY
Recording Date	Apr 8, 2019
Property Address	1220 GEORGETOWN RD, OWENTON, KY 40359-7949
Document Number	D312/210
Book / Page	D312 / 210
Instrument Date	Apr 4, 2019
Instrument	75262
Transaction Type	Transfer
Record Updated	Nov 30, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$87.50
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5175 HIGHWAY 22 E, 5175, OWENTON, KY 40359-9119

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1220 GEORGETOWN RD, OWENTON, KY 40359-7949

Mortgage

Document Number	75263
Date	Apr 8, 2019
Instrument	75263

Lender

Name	CENTRAL KENTUCKY AG CREDIT ASSN
Type	Lending Institution

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	240 Months
Due	Apr 15, 2039

Tax Assessment & Valuation

The 2025 property tax bill for 1220 Georgetown Rd was $1,602.

Source: Owen County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Owen County
Unified School District	Owen County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,602.00	$132,500	$132,500
2023	$1,574.00	$132,500	$132,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1220 Georgetown Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1220 Georgetown Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENTUCKY-AMERICAN WATER CO private · serves 669,042 people · EPA ID KY0340250
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Broadlinc.

Nearby Properties on Georgetown Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures