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1220 Esterling Dr, Saint Charles, MO 63301 Property Records

St. Charles County property record for 1220 Esterling Dr, Saint Charles, MO 63301 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,365 sqft · built 1963
Lot Size0.165 acres (7,200 sqft)
OwnerIndividual Name on File
Last Sale$115,000 (May 2014)
Tax Bill$2,331 (2025)
Deeds & MortgagesApr 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN040640A000

Property Details

APN / Parcel Number

Primary APN040640A000
Alternative APN
  • 6-014B-4929-00-0014.0000000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,365 sqft Living Area
Gross Area2,040 sqft
1st Floor Area1,041 sqft
Basement Area999 sqft
Finished Basement324 sqft
Unfinished Basement675 sqft

Exterior

Year BuiltBuilt 1963
Effective Year BuiltEffective 1963
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area7,200 sqft (0.165 acres)
Lot Dimensions120 ft deep x 60 ft wide
Garage TypeCarport
Garage Area210 sqft
CarportCarport
Carport Area210 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchOpen Porch
Porch Area148 sqft
Deck AreaDeck Area
Patio Area200 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Account Number040640A000
Street Address1220 ESTERLING DR
CitySAINT CHARLES
StateMO
Zip63301-2337
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCHARLESTON MANOR #2 LOT 14
Legal SubdivisionCHARLESTON MANOR #2
Legal Lot Number14
JurisdictionST CHARLES MO
Township / Civil DivisionFRONTIER
Census Block Group4
Census Block4004
Census Tract310501

Owner

Source: St. Charles County records · APN 040640A000

Assessment roll updated August 13, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1220 ESTERLING DR, SAINT CHARLES, MO 63301-2337
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Person

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 29, 2014 · Amount on Record
Deed SaleMay 29, 2014 · Amount on Record
Prior SaleJul 02, 2012 · Amount on Record
Deed Document Number2014272490
Deed Book / Page6192 / 1338
Prior Transfer DateJun 22, 2012
Prior Transfer Doc0058060273
Record UpdatedJun 08, 2026

April 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address1220 ESTERLING DR, SAINT CHARLES, MO 63301-2337
Document Number0070711085
Instrument DateApr 30, 2019
Transaction TypeMortgage
Record UpdatedMay 28, 2019
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address1220 ESTERLING DR ST CHARLES MO 633012337, ST CHARLES, MO 63301-2337

Mortgage

Document Number0070711085
DateMay 09, 2019
Book Page007071/001085
Instrument218990
Lender
NamePENNYMAC
AddressWESTLAKE VILLAGE, CA 91361
Agreement
AmountAmount Recorded
Term180 Months
DueMay 08, 2034

Tax Assessment & Valuation

Source: St. Charles County records · Assessment roll updated August 13, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalitySt. Charles City
Unified School DistrictSt. Charles R-VI School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,331.00 (-0.77%)$37,044 (+1.63%)$194,969 (+1.63%) Land $45,000 Building $149,969
2024$2,349.00
2023$36,451
2022$191,850 Land $35,000 Building $156,850

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291833105014, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies4 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 127 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
T-Mobile USAFixed Wireless100 / 20
AT&TDSL100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Verizon, AT&T, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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