1220 Elder Ln, Des Moines, IA 50315 Property Records

Polk County property record for 1220 Elder Ln, Des Moines, IA 50315

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 980 sqft · built 1955
Lot Size	0.255 acres (11,120 sqft)
Owner	Individual Name on File
Last Sale	$224,000 (Apr 2025)
Tax Bill	$3,412 (2020)
Deeds & Mortgages	Mar 2020 Sale & Mortgage Jul 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`7824-21-306-009`

Property Details

APN / Parcel Number

Primary APN	`7824-21-306-009`
Alternative APN	`120/02830-000-000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	980 sqft Living Area
Gross Area	1,287 sqft
1st Floor Area	980 sqft
Basement Area	657 sqft
Finished Basement	350 sqft

Exterior

Year Built	Built 1955
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Wood Frame
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	11,120 sqft (0.255 acres)
Lot Dimensions	139 ft deep x 80 ft wide
Garage Type	Detached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Street Address	1220 ELDER LN
City	DES MOINES
State	IA
Zip	50315-3442
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 10 KATHY PLACE
Legal Range	24W
Legal Township	78N
Legal Section	21
Legal Subdivision	KATHY PLACE
Legal Lot Number	10
Jurisdiction	POLK IA
Township / Civil Division	BLOOMFIELD
Census Block Group	2
Census Block	2011
Census Tract	4502

Owner

1220 Elder Ln is owned and occupied by an individual who bought it in April 2025.

Source: Polk County records, as of October 15, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1220 ELDER LN, DES MOINES, IA 50315-3442
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2020	Warranty Deed, Transfer · VA Mortgage HOMESERVICES LNDG
Jul 20, 2018	Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 16, 2025 · Amount on File
Deed Sale	Apr 16, 2025 · Amount on File
Prior Sale	Mar 12, 2020 · Amount on File
Deed Document Number	2025-00020389
Deed Book / Page	20105 / 305
Record Updated	Jun 8, 2026

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Mar 12, 2020
Property Address	1220 ELDER LN, DES MOINES, IA 50315-3442
Document Number	0000076833
Book / Page	017732 / 000962
Instrument Date	Mar 11, 2020
Instrument	76833
Transaction Type	Transfer
Record Updated	Apr 14, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$245.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1220 ELDER LN DES MOINES IA 503153442, DES MOINES, IA 50315-3442

Mortgage

Document Number	76835
Date	Mar 12, 2020
Book Page	017732/000966
Instrument	76835

Lender

Name	HOMESERVICES LNDG
Address	WEST DES MOINES, IA 50266

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 11, 2050

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Jul 20, 2018
Property Address	1220 ELDER LN, DES MOINES, IA 50315-3442
Document Number	0000005595
Book / Page	017006 / 000983
Instrument Date	Jun 29, 2018
Instrument	5595
Transaction Type	Transfer
Record Updated	Aug 14, 2018

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$248.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1220 ELDER LN DES MOINES IA 503153442, DES MOINES, IA 50315-3442

Mortgage

Document Number	5597
Date	Jul 20, 2018
Book Page	017007/000001
Instrument	5597

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 19, 2048

Tax Assessment & Valuation

Source: Polk County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Des Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$191,900 Land $44,200 Building $147,700	$191,900 Land $44,200 Building $147,700
2023		$171,600 Land $39,000 Building $132,600	$171,600 Land $39,000 Building $132,600
2020	$3,412.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1220 Elder Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2019 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1220 Elder Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 98.1% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 501 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	2,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink, T-Mobile.

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