1220 Edgewater Dr, Saint Johns, FL 32259 Property Records

St. Johns County property record for 1220 Edgewater Dr, Saint Johns, FL 32259

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,231 sqft · built 1995
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on File
Last Sale	$257,000 (Jul 2011)
Tax Bill	$5,089 (2025)
Deeds & Mortgages	Sep 2018 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`000631-0060`

Property Details

APN / Parcel Number

Primary APN	`000631-0060`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Stories	1 Story
Building Area	2,231 sqft Living Area
Gross Area	2,693 sqft
1st Floor Area	2,231 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2005
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	13,068 sqft (0.3 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	480 sqft
Porch	Finished/Open Porch
Porch Area	320 sqft
Deck Area	Deck Area
Patio Area	664 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1220 EDGEWATER DR
City	SAINT JOHNS
State	FL
Zip	32259-8967
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	28/29-36 RIVER OAKS PLANTATION UNIT 1 REPLAT LOT 6 OR3458/358
Legal Range	27E
Legal Township	05S
Legal Section	38
Legal Subdivision	RIVER OAKS PLANTATION UNIT 1 REPLAT
Legal Block	2
Legal Lot Number	6
Legal Unit	1
Jurisdiction	ST JOHNS FL
Township / Civil Division	FRUIT COVE
Census Block Group	2
Census Block	2003
Census Tract	20803

Owner

1220 Edgewater Dr is owned and occupied by an individual who bought it in July 2011.

Source: St. Johns County records, as of June 17, 2026

Owner of Record	Individual Name on File
Mailing Address	1220 EDGEWATER DR, SAINT JOHNS, FL 32259-8967
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 26, 2011 · Amount on File
Deed Sale	Jul 26, 2011 · Amount on File
Prior Sale	Jun 17, 2003 · Amount on File
Deed Document Number	201137060
Deed Book / Page	3458 / 358
Prior Transfer Date	Jul 18, 2011
Prior Transfer Doc	0000037058
Record Updated	Oct 29, 2026

September 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST JOHNS FL
Property Address	1220 EDGEWATER DR, SAINT JOHNS, FL 32259-8967
Document Number	0046151797
Instrument Date	Sep 1, 2018
Transaction Type	Mortgage
Record Updated	Oct 4, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1220 EDGEWATER DR ST JOHNS FL 322598967, ST JOHNS, FL 32259-8967

Mortgage

Document Number	0046151797
Date	Sep 24, 2018
Book Page	004615/001797
Instrument	68897

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43219-6009

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 23, 2048

Interest

Rate	3.37%

Tax Assessment & Valuation

The 2025 property tax bill for 1220 Edgewater Dr was $5,089 with a homeowner's exemption, up 11.3% from the year before.

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$289,074 (+2.7%)	$491,138 (-2.37%) Land $130,000 Building $361,138
2025	$5,089.00 (+11.28%) Homeowner's exemption	$281,474	$503,074 Land $138,000 Building $365,074
2024	$4,573.00 (+9.3%)
2023	$4,184.00 (+2.22%) Homeowner's exemption	$265,574 (+3%)	$437,276 (+11.31%) Land $120,000 Building $317,276
2022	$4,093.00 Homeowner's exemption	$257,839	$392,861 Land $123,200 Building $269,661

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1220 Edgewater Dr in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 56 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	56 in force
Nearby Flood Claims	8 (1996–2017)
Claims Outside the SFHA	7 of 8
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims Hurricane Matthew, Oct 2016 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1220 Edgewater Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
IQ Fiber Fiber	5,000 / 5,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20