1220 E Pine Oaks Dr, Show Low, AZ 85901 Property Records

Navajo County property record for 1220 E Pine Oaks Dr, Show Low, AZ 85901

Property Summary

Property Type	Single Family Home
Details	1,783 sqft · built 2005
Lot Size	0.55 acres (23,958 sqft)
Owner	2 Individual Names on Record
Last Sale	$515,000 (Jun 2026)
Tax Bill	$2,891 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Dec 2022 Reverse Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`210-46-012`

Property Details

APN / Parcel Number

Primary APN	`210-46-012`

Interior

Stories	1 Story
Building Area	1,783 sqft Living Area
Gross Area	2,407 sqft
1st Floor Area	1,783 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	23,958 sqft (0.55 acres)
Garage Type	Attached
Garage Area	624 sqft
Deck Area	Deck Area
Patio Area	591 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1220 E PINE OAKS DR
City	SHOW LOW
State	AZ
Zip	85901-7305
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MUNICIPAL
Legal Description	PINE OAKS:LOT 12, PER PLAT 18-22
Legal Range	22E
Legal Township	10N
Legal Section	29
Legal Subdivision	PINE OAKS
Legal Lot Number	12
Jurisdiction	NAVAJO AZ
Township / Civil Division	SNOWFLAKE
Census Block Group	2
Census Block	2013
Census Tract	961702

Owner

Source: Navajo County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2976 E SIERRA MADRE AVE, GILBERT, AZ 85296-9454
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Jun 12, 2026	Warranty Deed, Transfer · Conventional Mortgage OPTIMUM FIRST INC
Dec 23, 2022	Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP
Oct 26, 2018	Warranty Deed, Transfer · Conventional Mortgage AMERIFIRST FINANCIAL INC
Mar 26, 2018	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 12, 2026 · Amount on Record
Deed Sale	Jun 12, 2026 · Amount on Record
Prior Sale	Oct 26, 2018 · Amount on Record
Deed Document Number	20268610
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NAVAJO AZ
Recording Date	Jun 12, 2026
Property Address	1220 E PINE OAKS DR, SHOW LOW, AZ 85901-7305
Document Number	0000008610
Instrument Date	Jun 8, 2026
Instrument	20268610
Transaction Type	Transfer
Record Updated	Jun 22, 2026
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	2976 E SIERRA MADRE AVE, GILBERT, AZ 85296-9454

Mortgage

Document Number	0000008611,
Date	Jun 12, 2026
Instrument	20268611

Lender

Name	OPTIMUM FIRST INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAVAJO AZ
Property Address	1220 E PINE OAKS DR, SHOW LOW, AZ 85901-7305
Transaction Type	Mortgage
Record Updated	Jan 4, 2023
Title Company	TRUE CONCEPT TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1220 E PINE OAKS DR, SHOW LOW, AZ 85901-7305

Mortgage

Document Number	0000023105
Date	Dec 23, 2022
Instrument	2022-23105

Lender

Name	AMERICAN ADVISORS GROUP
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	683 Months
Due	Nov 7, 2079

Interest

Rate Type	Adjustable Rate
Rate	7.88%
Type Change Date	Feb 1, 2023
Change Frequency	Annually
Index	Other
Max Rate	12.8%

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NAVAJO AZ
Recording Date	Oct 26, 2018
Property Address	1220 E PINE OAKS DR, SHOW LOW, AZ 85901-7305
Document Number	0000017640
Map Reference	MB18 PG22
Instrument Date	Oct 24, 2018
Instrument	2018-17640
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	STEWART TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5000 PLANO PKWY, 5000, CARROLLTON, TX 75010-4900

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1220 E PINE OAKS DR, SHOW LOW, AZ 85901-7305

Mortgage

Document Number	0000017641
Date	Oct 26, 2018
Instrument	2018-17641

Lender

Name	AMERIFIRST FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

March 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	NAVAJO AZ
Recording Date	Mar 26, 2018
Property Address	1220 E PINE OAKS DR, SHOW LOW, AZ 85901-7305
Document Number	0000004618
Instrument Date	Mar 15, 2018
Instrument	4618
Transaction Type	Foreclosure
Record Updated	Nov 20, 2018

Transaction

Amount	Amount Recorded
Tax	$272.60
Amount Accuracy	Confirmed
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1551 PARK RUN DR MCLEAN VA 221023106, MCLEAN, VA 22102-3106
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Navajo County assessment roll, as of June 12, 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Navajo County
Municipality	Show Low City
Unified School District	Show Low Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2027			$513,807 (+8.22%) Land $57,400 Building $456,407
2025	$2,891.00 (+6.01%)	$47,478 Land $4,410 Building $43,068	$474,778 Land $44,100 Building $430,678
2023	$2,727.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 80% of the US · above 71% of Arizona
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SHOW LOW serves 17,139 people · EPA ID AZ0409026
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected Nov 2021
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
Smith Bagley Fixed Wireless	100 / 100

May also be available: Verizon.

Cell Coverage

4G LTE only, no 5G reported

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