Chatham County property record for 1220 E Gargus Rd, Moncure, NC 27559 · Last verified November 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2005 |
| Square Footage | 2,538 sqft Living Area |
| Lot Size | 440,348 sqft (10.1 acres) |
| Garage | Attached, 1,600 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $4,435.00 (2025) |
Source: Chatham County records · APN 0082313
Assessment roll updated January 1, 2025 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 1220 E GARGUS RD, MONCURE, NC 27559-9424 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Apr 14, 2021 | Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO |
| Feb 01, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MIDLAND MORTGAGE CORP |
| Aug 23, 2019 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage MIDLAND MTG |
| Apr 17, 2019 | Loan Modification, Mortgage · Line of Credit PNC BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | May 17, 2005 |
| Transfer Doc | 0011780714 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHATHAM NC |
| Property Address | 1220 E GARGUS RD, MONCURE, NC 27559-9424 |
| Transaction Type | Mortgage |
| Record Updated | Apr 30, 2021 |
| Title Company | STEWART TITLE GURANTY, STEWART TITLE GUARANTY |
| Name | Verified Name |
|---|---|
| Address | 1220 E GARGUS RD, MONCURE, NC 27559-9424 |
| Document Number | 2205/904 |
|---|---|
| Date | Apr 14, 2021 |
| Book Page | 2205/904 |
| Instrument | 5966 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHATHAM NC |
| Property Address | 1220 E GARGUS RD, MONCURE, NC 27559-9424 |
| Transaction Type | Mortgage |
| Record Updated | Feb 16, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000000298 |
|---|---|
| Date | Feb 01, 2021 |
| Book Page | 2184/298 |
| Instrument | 1687 |
| Name | MIDLAND MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, SC 29201 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHATHAM NC |
| Property Address | 1220 E GARGUS RD, MONCURE, NC 27559-9424 |
| Document Number | 0000008521 |
| Instrument Date | Aug 23, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 06, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 1220 E GARGUS RD MONCURE NC 275599424, MONCURE, NC 27559-9424 |
| Document Number | 0000008521 |
|---|---|
| Date | Aug 27, 2019 |
| Book Page | 002062/000685 |
| Instrument | 8521 |
| Name | MIDLAND MTG |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, SC 29201 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 26, 2049 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | CHATHAM NC |
| Property Address | 1220 E GARGUS RD, MONCURE, NC 27559-9424 |
| Document Number | 0000005570 |
| Instrument Date | Apr 17, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 21, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 1220 E GARGUS RD MONCURE NC 275599424, MONCURE, NC 27559-9424 |
| Document Number | 0000005570 |
|---|---|
| Date | Jun 11, 2019 |
| Book Page | 002049/000067 |
| Instrument | 5570 |
| Name | PNC BK |
|---|---|
| Type | Bank |
| Address | DAYTON, OH 45401 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Jun 10, 2024 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.8% |
Source: Chatham County records · Assessment roll updated January 1, 2025 · Last verified November 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Chatham County |
| Unified School District | Chatham County Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,435.00 (+14.25%) | $580,095 (+33.58%) Land $170,417 Building $409,678 | $580,095 (+33.58%) Land $170,417 Building $409,678 |
| 2024 | $3,882.00 (+4.69%) | $434,267 (-) Land $136,199 Building $298,068 | $434,267 (-) Land $136,199 Building $298,068 |
| 2023 | $3,708.00 | $434,267 Land $136,199 Building $298,068 | $434,267 Land $136,199 Building $298,068 |
Source: FEMA National Flood Hazard Layer, Chatham County (37037C), updated July 20, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 32% of the US · above 43% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 3,333 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 0082313 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 2,538 sqft Living Area |
| Gross Area | 2,400 sqft Gross Area |
| 1st Floor | 1,200 sqft 1st Floor |
| Upper Floors | 1,200 sqft Upper Floors |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Architectural Style | Custom Design Style |
| Exterior Material | Wood Exterior |
| Construction Type | Wood Construction |
| Lot Area | 440,348 sqft (10.1 acres) |
| Garage Type | Attached Garage |
| Garage Area | 1,600 sqft Garage |
| Deck Area | 240 sqft Deck |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 1220 E GARGUS RD |
|---|---|
| City | MONCURE |
| State | NC |
| Zip | 27559-9424 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | TR A AC 10.109 BK 2005 PG 231 |
| Legal Subdivision | EAST HAW RIVER |
| Legal Tract | A |
| Legal Block | 56 |
| Legal Lot Number | A |
| Jurisdiction | CHATHAM NC |
| Minor Civil Division | HAW RIVER |
| Census Blockgroup | 5 |
| Census Block | 5009 |
| Census Tract | 20600 |
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