1220 E 5th N, Mountain Home, ID 83647 Property Records

Elmore County property record for 1220 E 5th N, Mountain Home, ID 83647

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,302 sqft · built 2006
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on File
Last Sale	$136,500 (Jan 2013)
Tax Bill	$1,600 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Oct 2023 Line of Credit + 2 more
APN	`RPA02820010020A`

Property Details

APN / Parcel Number

Primary APN	`RPA02820010020A`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,302 sqft Living Area
1st Floor Area	1,302 sqft
Utility Room	Utility Room

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Lot Area	6,534 sqft (0.15 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1220 E 5TH N
City	MOUNTAIN HOME
State	ID
Zip	83647-2905
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	LOT 2 BLK 1 CASEY SUB
Legal Subdivision	CASEY SUB
Legal Block	1
Legal Lot Number	2
Jurisdiction	ELMORE ID
Township / Civil Division	MOUNTAIN HOME
Census Block Group	1
Census Block	1016
Census Tract	960300

Owner

1220 E 5th N is owned and occupied by an individual who bought it in January 2013.

Source: Elmore County records, as of April 3, 2026

Owner of Record	Individual Name on File
Mailing Address	1220 E 5TH N, MOUNTAIN HOME, ID 83647-2905
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2021	Deed of Trust, Mortgage · Closed-End Mortgage KEY BANK NA
Oct 3, 2023	Deed of Trust, Mortgage · Line of Credit KEY BANK NA
Mar 31, 2006	Deed of Trust, Mortgage · Construction Mortgage HOME FEDERAL BANK
Jul 31, 2009	Warranty Deed, Transfer · USDA Mortgage USDA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 23, 2013 · Amount on File
Deed Sale	Jan 23, 2013 · Amount on File
Prior Sale	Jul 31, 2009 · Amount on File
Deed Document Number	2013432892
Record Updated	Jun 8, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELMORE ID
Property Address	1220 E 5TH N, MOUNTAIN HOME, ID 83647-2905
Transaction Type	Mortgage
Record Updated	Jan 27, 2026
Title Company	SOLIDIFI TITLE AND CLOSING, SOLIDIFI

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000492165
Date	Jul 14, 2021
Instrument	492165

Lender

Name	KEY BANK NA
Type	Bank
Address	CLEVELAND, OH 44144

Agreement

Type	Closed-End Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 15, 2036

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELMORE ID
Property Address	1220 E 5TH N, MOUNTAIN HOME, ID 83647-2905
Transaction Type	Mortgage
Record Updated	Jan 27, 2026
Title Company	ACCURATE TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1220 E 5TH N, MOUNTAIN HOME, ID 83647-2905

Mortgage

Document Number	0000507377
Date	Oct 3, 2023
Instrument	507377

Lender

Name	KEY BANK NA
Type	Bank
Address	CLEVELAND, OH 44144

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Oct 3, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELMORE ID
Property Address	1220 E 5TH N, MOUNTAIN HOME, ID 83647-2905
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000374672
Date	Mar 31, 2006
Instrument	374672

Lender

Name	HOME FEDERAL BANK
Type	Bank
Address	NAMPA, ID 83653

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	7 Months
Due	Oct 1, 2006

Interest

Rate Type	Adjustable Rate

July 2009: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ELMORE ID
Recording Date	Jul 31, 2009
Property Address	1220 E 5TH N, MOUNTAIN HOME, ID 83647-2905
Document Number	0000408787
Instrument Date	Jul 30, 2009
Instrument	408787
Transaction Type	Transfer
Record Updated	Jan 28, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1220 E 5TH N, MOUNTAIN HOME, ID 83647-2905

Mortgage

Document Number	0000408788
Date	Jul 31, 2009
Instrument	408788

Lender

Name	USDA
Type	Government Agency

Agreement

Type	USDA Mortgage
Amount	Amount on Record
Term	396 Months
Due	Jul 28, 2042

Tax Assessment & Valuation

The 2025 property tax bill for 1220 E 5th N was $1,600, up 1.5% from the year before.

Source: Elmore County assessment roll, as of April 3, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Elmore County
Municipality	Mountain Home City
Unified School District	Mountain Home School District 193 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,600.00 (+1.52%)	$320,269 (+3.71%) Land $56,000 Building $264,269	$320,269 (+3.71%) Land $56,000 Building $264,269
2024	$1,576.00 (+8.24%)	$308,807 (+1.3%) Land $49,000 Building $259,807	$308,807 (+1.3%) Land $49,000 Building $259,807
2023	$1,456.00 (-21.85%)	$304,859 (+4.61%) Land $38,000 Building $266,859	$304,859 (+4.61%) Land $38,000 Building $266,859
2022	$1,863.00	$291,429 Land $34,500 Building $256,929	$291,429 Land $34,500 Building $256,929

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 1220 E 5th N; there have been 1 flood claim nearby since 2009.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 20 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	20 in force
Nearby Flood Claims	1 (2009)
Most Recent Claim	Jun 2009 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1220 E 5th N is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 92% of Idaho
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MOUNTAIN HOME serves 14,651 people · EPA ID ID4200032
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Aug 2025 Lead service line inventory Oct 2024
Monitoring and Reporting	121 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 480 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zito Media Cable	1,000 / 25
Starlink Satellite	280 / 30
White Cloud Communications Fixed Wireless	200 / 50
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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