1220 Dunstan Rd, Geneva, IL 60134 Property Records

Kane County property record for 1220 Dunstan Rd, Geneva, IL 60134

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,542 sqft · built 1960
Lot Size	0.386 acres (16,813 sqft)
Owner	2 Individual Names on Record
Last Sale	$510,000 (May 2007)
Tax Bill	$20,870 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Feb 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`12-10-304-005`

Property Details

APN / Parcel Number

Primary APN	`12-10-304-005`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,542 sqft Living Area
Gross Area	4,549 sqft
Basement Area	1,007 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Colonial
Lot Area	16,813 sqft (0.386 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Water Source	Commercial

Location & Zoning

Street Address	1220 DUNSTAN RD
City	GENEVA
State	IL
Zip	60134-2946
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 OF DRYDENS THIRD ADD TO THE MEADOWS
Legal Subdivision	THE MEADOWS
Legal Block	1
Legal Lot Number	2
Jurisdiction	KANE IL
Township / Civil Division	GENEVA
Census Block Group	1
Census Block	1010
Census Tract	852606

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1220 DUNSTAN RD, GENEVA, IL 60134-2946
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
Feb 26, 2021	Deed of Trust, Mortgage · Line of Credit THE STATE BANK OF GENEVA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 3, 2007 · Amount on Record
Deed Sale	May 3, 2007 · Amount on Record
Prior Sale	Nov 24, 2003 · Amount on Record
Deed Document Number	200748067
Prior Transfer Date	May 17, 2005
Prior Transfer Doc	0000062046
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1220 DUNSTAN RD, GENEVA, IL 60134-2946
Transaction Type	Mortgage
Record Updated	Dec 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000091226
Date	Dec 8, 2021
Instrument	2021K091226

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jan 1, 2042

Interest

Rate Type	Fixed Rate
Rate	2.75%

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1220 DUNSTAN RD, GENEVA, IL 60134-2946
Transaction Type	Mortgage
Record Updated	Mar 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015264
Date	Feb 26, 2021
Instrument	2021K015264

Lender

Name	THE STATE BANK OF GENEVA
Type	Bank
Address	GENEVA, IL 60134

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Geneva Township
Municipality	Geneva City
Unified School District	Geneva Community Unit School District 304 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$20,870.00 (+10.99%) Homeowner's exemption	$296,962 (+8.5%) Land $117,436 Building $179,526	$891,242 (+8.5%) Land $352,449 Building $538,794
2024		$273,698 (+18.38%) Land $108,236 Building $165,462	$821,423 (+18.43%) Land $324,838 Building $496,585
2022	$18,803.00 (+2.93%) Homeowner's exemption	$231,199 (+3.86%) Land $91,429 Building $139,770	$693,597 (+3.86%) Land $274,287 Building $419,310
2021	$18,268.00 Homeowner's exemption	$222,606 Land $88,031 Building $134,575	$667,818 Land $264,093 Building $403,725

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1996–2002)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jul 2002 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GENEVA serves 21,247 people · EPA ID IL0890350
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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