1220 Day Light Dr, Merced, CA 95348 Property Records

Merced County property record for 1220 Day Light Dr, Merced, CA 95348

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,625 sqft · built 2005
Lot Size	0.1 acres (4,340 sqft)
Owner	2 Individual Names on Record
Last Sale	$308,000 (Jul 2018)
Tax Bill	$4,891 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Jul 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`206-122-009-000`

Property Details

APN / Parcel Number

Primary APN	`206-122-009-000`
Alternative APN	`206-122-009`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,625 sqft Living Area
Gross Area	420 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Construction Type	Wood
Lot Area	4,340 sqft (0.1 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Patio Area	77 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	206-122-009
Street Address	1220 DAY LIGHT DR
City	MERCED
State	CA
Zip	95348-8705
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	SUNRISE AT COMPASS POINTE UNIT NO 2 LOT 22
Legal Subdivision	SUNRISE AT COMPASS POINTE
Legal Lot Number	22
Jurisdiction	MERCED CA
Township / Civil Division	MERCED
Census Block Group	3
Census Block	3013
Census Tract	1008

Owner

Source: Merced County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1220 DAY LIGHT DR, MERCED, CA 95348-8705
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2022	Deed of Trust, Mortgage · Conventional Mortgage MISSION LOANS LLC
Jul 25, 2018	Grant Deed, Transfer · Commercial Mortgage GOLDEN STATE FINANCE AUTHORITY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 25, 2018 · Amount on Record
Deed Sale	Jul 25, 2018 · Amount on Record
Prior Sale	Dec 16, 2015 · Amount on Record
Deed Document Number	201822477
Prior Transfer Date	Jan 13, 2014
Prior Transfer Doc	0000003627
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	1220 DAY LIGHT DR, MERCED, CA 95348-8705
Transaction Type	Mortgage
Record Updated	Feb 4, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1220 DAY LIGHT DR, MERCED, CA 95348-8705

Mortgage

Document Number	0000002379
Date	Jan 12, 2022
Instrument	2022002379

Lender

Name	MISSION LOANS LLC
Type	Mortgage Company
Address	DIAMOND BAR, CA 91765

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Jul 25, 2018
Property Address	1220 DAY LIGHT DR, MERCED, CA 95348-8705
Document Number	0000022477
Map Reference	MB 63 PG 8-10
Instrument Date	Jul 2, 2018
Instrument	2018022477
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1220 DAY LIGHT DR, MERCED, CA 95348-8705

Mortgage

Document Number	0000022479
Date	Jul 25, 2018
Instrument	2018022479

Lender

Name	GOLDEN STATE FINANCE AUTHORITY
Type	Government Agency

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Mortgage

Document Number	0000022478
Date	Jul 25, 2018
Instrument	2018022478

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Merced County
Municipality	Merced City
Elementary School District	Merced City Elementary School District (KG - 08)
Secondary School District	Merced Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$350,444 (+2%) Land $73,955 Building $276,489
2025	$4,891.00 (+6.98%) Homeowner's exemption	$343,573 (+4.04%) Land $72,505 Building $271,068
2023	$4,572.00 (+2.28%) Homeowner's exemption	$330,234 Land $69,691 Building $260,543
2022	$4,470.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MERCED serves 96,073 people · EPA ID CA2410009
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 787 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Ayera Technologies, GeoLinks.

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