1220 Darby St, Spring Valley, CA 91977 Property Records

San Diego County property record for 1220 Darby St, Spring Valley, CA 91977

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,000 sqft · built 1960
Lot Size0.22 acres (9,600 sqft)
Owner2 Individual Names on File
Last Sale$375,000 (Oct 2016)
Tax Bill$5,802 (2025)
Deeds & MortgagesJul 2022 Line of Credit
Jul 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN577-571-05-00

Property Details

APN / Parcel Number

Primary APN577-571-05-00

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,000 sqft Living Area

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Lot Area9,600 sqft (0.22 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemFloor/Wall Furnace

Location & Zoning

Street Address1220 DARBY ST
CitySPRING VALLEY
StateCA
Zip91977-3713
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS
Legal DescriptionLOT 382 TR 004198
Legal SubdivisionSPRING VALLEY ESTATES
Legal Tract004198
Legal Block1
Legal Lot Number382
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group1
Census Block1009
Census Tract14002

Owner

1220 Darby St is owned and occupied by two individuals who acquired it in July 2020.

Source: San Diego County records, as of July 28, 2026

Owner of Record2 Individual Names on File
Mailing Address1220 DARBY ST, SPRING VALLEY, CA 91977-3713
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 26, 2022Deed of Trust, Mortgage · Line of Credit
MISSION FCU
Jul 31, 2020Correction Deed · Conventional Mortgage
AMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 6, 2016 · Amount on File
Deed SaleOct 6, 2016 · Amount on File
Prior SaleNov 9, 1989 · Amount on File
Deed Document Number2016537103
Last Transfer DateJul 27, 2020
Transfer Doc0000423588
Record UpdatedOct 29, 2026

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1220 DARBY ST, SPRING VALLEY, CA 91977-3713
Transaction TypeMortgage
Record UpdatedMay 30, 2023
Title CompanyFIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transferred To (Grantee/Buyer)

NameVerified Name
Address1220 DARBY ST, SPRING VALLEY, CA 91977-3713

Mortgage

Document Number0000304657
DateJul 26, 2022
Instrument2022-0304657
Lender
NameMISSION FCU
TypeCredit Union
AddressSAN DIEGO, CA 92191
Agreement
TypeLine of Credit
AmountAmount on Record
Term301 Months
DueJul 31, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2020: Correction Deed

Document TypeCorrection Deed
JurisdictionSAN DIEGO CA
Recording DateJul 31, 2020
Property Address1220 DARBY ST, SPRING VALLEY, CA 91977-3713
Document Number0000423588
Map ReferenceMAP 4198
Instrument DateJul 27, 2020
Instrument2020-0423588
Record UpdatedAug 24, 2021
Title CompanyLAWYERS TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address1220 DARBY ST, SPRING VALLEY, CA 91977-3713

Mortgage

Document Number0000423589
DateJul 31, 2020
Instrument2020-0423589
Lender
NameAMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO
TypeMortgage Company
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term301 Months
DueAug 1, 2045

Tax Assessment & Valuation

The 2025 property tax bill for 1220 Darby St was $5,802 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Secondary School DistrictGrossmont Union High School District (09 - 12)
Elementary School DistrictLa Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$443,917 (+2%) Land $220,121 Building $223,796
2025$5,802.00 Homeowner's exemption$435,213 Land $215,805 Building $219,408
2023$5,405.00 (+1.64%) Homeowner's exemption$418,315 Land $207,426 Building $210,889
2022$5,318.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1220 Darby St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims2 (1983–1997)
Most Recent ClaimDec 1997 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1220 Darby St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOTAY WATER DISTRICT
serves 242,155 people · EPA ID CA3710034
Water SourcePurchased surface water from several systems
Last State InspectionFeb 2026
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 616 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20

May also be available: GeoLinks, T-Mobile.

Nearby Properties on Darby St

Nearby Streets

Search Property Records by Address or Parcel Number