1220 Cypress Ct, Gilroy, CA 95020 Property Records

Santa Clara County property record for 1220 Cypress Ct, Gilroy, CA 95020

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,663 sqft · built 1965
Lot Size0.156 acres (6,790 sqft)
Owner2 Individual Names on Record
Last Sale$1,090,000 (Mar 2025)
Tax Bill$6,808 (2025)
Deeds & MortgagesSep 2019 Line of Credit
Flood ZoneZone X (moderate risk)
APN808-03-007

Property Details

APN / Parcel Number

Primary APN808-03-007

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,663 sqft Living Area
1st Floor Area1,663 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 1965
Architectural StyleCustom Design
Exterior MaterialStucco
Construction TypeWood
Roof MaterialWood Shingle
Lot Area6,790 sqft (0.156 acres)
Lot Dimensions97 ft deep x 70 ft wide
Garage Area479 sqft
Parking Spaces2 Parking Spaces
PorchPorch

Utilities, Heating & Cooling

Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1220 CYPRESS CT
CityGILROY
StateCA
Zip95020-4706
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionTRACT 3960 WESTWOOD ACRES BOOK 192 PAGE 55 LOT 119
Legal SubdivisionWESTWOOD ACRES
Legal Tract3960
Legal Lot Number119
JurisdictionSANTA CLARA CA
Township / Civil DivisionSOUTH SANTA CLARA VALLEY
Census Block Group3
Census Block3005
Census Tract512510

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1220 CYPRESS CT, GILROY, CA 95020-4706
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 6, 2025 · Amount on Record
Deed SaleMar 6, 2025 · Amount on Record
Prior SaleFeb 21, 2013 · Amount on Record
Deed Document Number202525774076
Prior Transfer DateMar 12, 2012
Prior Transfer Doc0021606471
Record UpdatedOct 29, 2026

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address1220 CYPRESS CT, GILROY, CA 95020-4706
Document Number0024302640
Instrument DateSep 24, 2019
Transaction TypeMortgage
Record UpdatedOct 28, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1220 CYPRESS CT GILROY CA 950204706, GILROY, CA 95020-4706

Mortgage

Document Number0024302640
DateOct 11, 2019
Instrument24302640
Lender
NameBANK OF THE WEST
TypeBank
AddressOMAHA, NE 68154
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueOct 10, 2049
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Clara County
MunicipalityGilroy City
Unified School DistrictGilroy Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,111,800 (+100.64%) Land $722,670 Building $389,130
2025$6,808.00 (+1.61%)$554,132 (+4.04%) Land $304,773 Building $249,359
2024$6,700.00 (+0.62%)
2023$6,659.00 (+1.7%) Homeowner's exemption$532,617 Land $292,940 Building $239,677
2022$6,548.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF GILROY
serves 59,426 people · EPA ID CA4310004
Water SourceGroundwater
Last State InspectionFeb 2025
Also Mapped HereSANTA CLARA VALLEY WATER DISTRICT
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNitrate
resolved · Jun 2022
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 521 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Razzolink
Fixed Wireless
500 / 250
Verizon
Fixed Wireless
300 / 20
Etheric Networks
Fixed Wireless
250 / 100
Hankins Information Technology
Fixed Wireless
100 / 20

May also be available: AT&T, Frontier, GeoLinks.

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