1220 Cross Rd, Annapolis, MD 21403 Property Records

Anne Arundel County property record for 1220 Cross Rd, Annapolis, MD 21403

Property Summary

Property Type	Single Family Home
Lot Size	0.197 acres (8,600 sqft)
Owner	Individual Name on File
Last Sale	$14,960 (Dec 2023)
Tax Bill	$1,289 (2025)
Flood Zone	Zone AE (high risk)
APN	`02-597-08653400`

Property Details

APN / Parcel Number

Primary APN	`02-597-08653400`
Alternative APNs	`2-597-08653400` `59708653400`

Exterior

Lot Area	8,600 sqft (0.197 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	59708653400
Street Address	1220 CROSS RD
City	ANNAPOLIS
State	MD
Zip	21403-4713
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LT 47 BK 14 PL 2 OYSTER HARBOR
Legal Subdivision	OYSTER HARBOR
Legal Block	14
Legal Lot Number	47
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	6
Census Block Group	1
Census Block	1008
Census Tract	702602

Owner

1220 Cross Rd is owned by an individual who bought it in December 2023.

Source: Anne Arundel County records, as of September 8, 2026

Owner of Record	Individual Name on File
Mailing Address	7539 WOODBINE DR, LAUREL, MD 20707-5390
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 8, 2023 · Amount on File
Deed Sale	Dec 8, 2023 · Amount on File
Prior Sale	Dec 8, 2023 · Amount on File
Deed Book / Page	40109 / 222
Prior Transfer Date	Oct 13, 2016
Prior Transfer Doc	0304100190
Record Updated	Oct 29, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 1220 Cross Rd was $1,289, up 2.8% from the year before.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$97,800 (+3.09%) Land $97,800	$97,800 (-) Land $97,800
2025	$1,289.00 (+2.79%)	$94,867 Land $94,867	$97,800 Land $97,800
2024	$1,254.00 (+29.15%)
2023	$971.00	$89,000 Land $89,000	$89,000 Land $89,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1220 Cross Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	5.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 265 policies
Nearby Flood Policies	265 in force
Nearby Flood Claims	76 (1978–2024)
Claims Outside the SFHA	24 of 76
Most Recent Claim	Jan 2024 · other causes
Claims by Event	Hurricane Isabel, Sep 2003 · 36 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1220 Cross Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 90% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 398 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880