1220 Cranberry St, Monroe, NC 28110 Property Records

Union County property record for 1220 Cranberry St, Monroe, NC 28110

Property Summary

Property Type	Rural Home
Details	3 bd · 1 ba · 850 sqft · built 1964
Lot Size	0.223 acres (9,714 sqft)
Owner	Individual Name on File
Last Sale	$78,500 (Aug 2017)
Tax Bill	$899 (2025)
Deeds & Mortgages	Aug 2017 Sale & Mortgage Aug 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`09-226-115`

Property Details

APN / Parcel Number

Primary APN	`09-226-115`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	850 sqft Living Area
1st Floor Area	850 sqft

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Wood
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,714 sqft (0.223 acres)

Location & Zoning

Street Address	1220 CRANBERRY ST
City	MONROE
State	NC
Zip	28110-2922
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R-10 MONRO
Legal Description	6990-317
Legal Subdivision	PLAT OF THE FITZGERALD LANDS
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	1
Census Block	1012
Census Tract	20406

Owner

1220 Cranberry St, a rural home, is owned and occupied by an individual who bought it in August 2017.

Source: Union County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	1220 CRANBERRY ST, MONROE, NC 28110-2922
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 8, 2017	Warranty Deed, Transfer · Conventional Mortgage FIRST CITIZENS BANK & TRUST CO
Aug 8, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 8, 2017 · Amount on File
Deed Sale	Aug 8, 2017 · Amount on File
Prior Sale	Oct 31, 2006 · Amount on File
Deed Document Number	201722864
Deed Book / Page	6990 / 317
Record Updated	Oct 29, 2026

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Aug 8, 2017
Property Address	1220 CRANBERRY ST, MONROE, NC 28110-2922
Document Number	0006990317
Book / Page	6990 / 317
Map Reference	MB 291 PG 661
Instrument Date	Aug 7, 2017
Instrument	0022864
Transaction Type	Transfer
Record Updated	Dec 14, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$157.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1220 CRANBERRY ST, MONROE, NC 28110-2922

Mortgage

Document Number	0000022865
Date	Aug 8, 2017
Instrument	0022865

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	121 Months
Due	Sep 1, 2027

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Aug 8, 2017
Property Address	1220 CRANBERRY ST, MONROE, NC 28110-2922
Document Number	6990319
Book / Page	006990 / 000319
Instrument Date	Aug 7, 2017
Instrument	22864
Transaction Type	Transfer
Record Updated	Dec 8, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$157.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3007 CORNFLOWER LN INDIAN TRAIL NC 280795585, INDIAN TRAIL, NC 28079-5585

Tax Assessment & Valuation

The 2025 property tax bill for 1220 Cranberry St was $899.

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Monroe City
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$102,900 (-) Land $31,100 Building $71,800	$102,900 (-) Land $31,100 Building $71,800
2025	$899.00	$102,900 Land $31,100 Building $71,800	$102,900 Land $31,100 Building $71,800
2023	$737.00	$67,600 Land $17,200 Building $50,400	$67,600 Land $17,200 Building $50,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1220 Cranberry St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1220 Cranberry St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONROE serves 43,081 people · EPA ID NC0190010
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Aug 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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