WFG NATIONAL TITLE COMPANY/CA, WFG NATIONAL TITLE CO OF CA
Transaction
Amount
Amount on Record
Downpayment
Downpayment on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$0.00
Amount Accuracy
Rounded by County
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Joint Tenants
Address
1220 COLONY DR, UPLAND, CA 91784-1030
Mortgage
Document Number
0000125992
Date
Mar 18, 2021
Instrument
2021-0125992
Lender
Name
COMMERCE HOME MORTGAGE LLC
Type
Mortgage Company
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
361 Months
Due
Apr 1, 2051
January 2017: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
SAN BERNARDINO CA
Property Address
1220 COLONY DR, UPLAND, CA 91784-1030
Transaction Type
Mortgage
Record Updated
Feb 5, 2021
Title Company
SPL TITLE SERVICES
Transferred To (Grantee/Buyer)
Name
Verified Name
Mortgage
Document Number
0000039937
Date
Jan 30, 2017
Instrument
2017-0039937
Lender
Name
FAIRWAY INDEPENDENT MORTGAGE CORP
Type
Mortgage Company
Address
CARROLLTON, TX 75007
Agreement
Type
ARM
Amount
Amount on Record
Term
361 Months
Due
Feb 1, 2047
Interest
Rate Type
Adjustable Rate
Rate
3.5%
Type Change Date
Feb 1, 2024
Change Frequency
Annually
Min Rate At Change
2.25%
Max Rate At Change
8.5%
Index
1-Year LIBOR
Max Rate
8.5%
March 2020: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
SAN BERNARDINO CA
Property Address
1220 COLONY DR, UPLAND, CA 91784-1030
Transaction Type
Mortgage
Record Updated
Feb 5, 2021
Transferred To (Grantee/Buyer)
Name
Verified Name
Mortgage
Document Number
0000089328
Date
Mar 12, 2020
Instrument
2020-0089328
Lender
Name
WELLS FARGO BANK NA
Type
Bank
Address
SIOUX FALLS, SD 57104
Agreement
Type
Line of Credit
Amount
Amount on Record
Term
361 Months
Due
Apr 3, 2050
December 2019: Intrafamily Transfer, Transfer
Document Type
Intrafamily Transfer
Jurisdiction
SAN BERNARDINO CA
Recording Date
Dec 30, 2019
Property Address
1220 COLONY DR, UPLAND, CA 91784-1030
Document Number
0000480313
Map Reference
MB 93 PG 47&48
Instrument Date
Dec 29, 2019
Instrument
2019-0480313
Transaction Type
Transfer
Record Updated
Aug 31, 2021
Title Company
WFG NATIONAL TITLE OF CA
Transaction
Tax
$0.00
Amount Accuracy
Transfer Tax Exempt
Additional
Intrafamily Transfer
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Joint Tenants
Address
1220 COLONY DR, UPLAND, CA 91784-1030
Mortgage
Document Number
0000480314
Date
Dec 30, 2019
Instrument
2019-0480314
Lender
Name
WELLS FARGO BANK NA
Type
Bank
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
361 Months
Due
Jan 1, 2050
Interest
Rate Type
Adjustable Rate
Rate
3.25%
Type Change Date
Jan 1, 2027
Change Frequency
Annually
Min Rate At Change
2.25%
Max Rate At Change
8.25%
Index
1-Year LIBOR
Max Rate
8.25%
Tax Assessment & Valuation
The 2025 property tax bill for 1220 Colony Dr was $8,848 with a homeowner's exemption.
Source: San Bernardino County assessment roll, as of July 14, 2026
Property Jurisdictions
Type
Name
State
California
County
San Bernardino County
Unified School District
Upland Unified School District (KG - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
2026
$828,062 (+2%)Land $207,016Building $621,046
2025
$8,848.00Homeowner's exemption
$811,826Land $202,957Building $608,869
2023
$8,437.00 (+2.2%)Homeowner's exemption
$780,300Land $195,075Building $585,225
2022
$8,255.00
Assessed value is set for property tax purposes and is not a market price estimate.
Flood
FEMA maps place 1220 Colony Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1980.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Flood Insurance Requirement
Not required lenders may require it
Nearby Flood Policies
4 in force
Nearby Flood Claims
2 (1980–1982)
Claims Outside the SFHA
1 of 2
Most Recent Claim
Nov 1982 · rainfall accumulation
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 1220 Colony Dr is extreme, ranking above 97.7% of the US, with a 3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Extreme above 97.7% of the US · above 87% of California
Wildfire Likelihood
3% annual chance
Exposure
Indirect within ember reach
Adjoins Burnable Land
Yes
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
SAN ANTONIO WATER COMPANY private · serves 3,441 people · EPA ID CA3610085
Water Source
Groundwater
Last State Inspection
Mar 2026
Lead
Under 1 ppb (2023–2025) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
None last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Internet Providers
Source: FCC Broadband Data Collection, based on 350 locations within half a mile, as of December 31, 2025