1220 Cedarwood Loop, San Ramon, CA 94582 Property Records

Contra Costa County property record for 1220 Cedarwood Loop, San Ramon, CA 94582

Property Summary

Property Type	Townhouse
Details	4 bd · 3 ba · 1,557 sqft · built 2006
Lot Size	0.105 acres (4,583 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,100,000 (May 2023)
Tax Bill	$15,426 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage Mar 2021 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`222-390-016-4`

Property Details

APN / Parcel Number

Primary APN	`222-390-016-4`
Alternative APN	`222-390-016`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,557 sqft Living Area
1st Floor Area	796 sqft
2nd Floor Area	761 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Townhouse
Lot Area	4,583 sqft (0.105 acres)
Garage Type	Attached
Garage Area	471 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	1220 CEDARWOOD LOOP
City	SAN RAMON
State	CA
Zip	94582-3042
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	T8684 L16
Legal Subdivision	SUBDIVISION 8684
Legal Tract	8684
Legal Lot Number	16
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	4
Census Block	4001
Census Tract	345112

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1220 CEDARWOOD LOOP, SAN RAMON, CA 94582-3042
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
May 19, 2023	Grant Deed, Transfer · Conventional Mortgage THE GOLDEN 1 CU
Mar 9, 2021	Intrafamily Transfer, Transfer WFT NATIONAL TITLE, WFG NATIONAL TITLE
Sep 9, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage GENERAL MORTGAGE CAPITAL CORP
Aug 16, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 19, 2023 · Amount on Record
Deed Sale	May 19, 2023 · Amount on Record
Prior Sale	Aug 15, 2013 · Amount on Record
Deed Document Number	202347771
Prior Transfer Date	Sep 3, 2020
Prior Transfer Doc	0000070837
Record Updated	Oct 29, 2026

May 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	May 19, 2023
Property Address	1220 CEDARWOOD LOOP, SAN RAMON, CA 94582-3042
Document Number	0000047771
Map Reference	MB 475 PG 17-49
Instrument Date	May 9, 2023
Instrument	2023-047771
Transaction Type	Transfer
Record Updated	May 30, 2023
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1220 CEDARWOOD LOOP, SAN RAMON, CA 94582-3042

Mortgage

Document Number	0000047772
Date	May 19, 2023
Instrument	2023-047772

Lender

Name	THE GOLDEN 1 CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.87%
Type Change Date	Jun 1, 2030
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	10.8%
Index	Other
Max Rate	10.8%

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Mar 9, 2021
Property Address	1220 CEDARWOOD LOOP, SAN RAMON, CA 94582-3042
Document Number	0000070837
Map Reference	MB 475 PG 17-49
Instrument Date	Sep 3, 2020
Instrument	2021-070837
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	WFT NATIONAL TITLE, WFG NATIONAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	966 WREN CT, SANTA CLARA, CA 95051-4509
Investor	Possibly a Property Investor

September 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Sep 9, 2020
Property Address	1220 CEDARWOOD LOOP, SAN RAMON, CA 94582-3042
Document Number	0000199379
Map Reference	MB 475 PG 17-49
Instrument Date	Sep 3, 2020
Instrument	2020-199379
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	WFG NATIONAL TITLE INS CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	966 WREN CT, SANTA CLARA, CA 95051-4509

Mortgage

Document Number	0000199380
Date	Sep 9, 2020
Instrument	2020-199380

Lender

Name	GENERAL MORTGAGE CAPITAL CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Aug 16, 2019
Property Address	1220 CEDARWOOD LOOP, SAN RAMON, CA 94582-3042
Document Number	0000131127
Instrument Date	Aug 10, 2019
Instrument	131127
Transaction Type	Transfer
Record Updated	Aug 26, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	966 WREN CT SANTA CLARA CA 950514509, SANTA CLARA, CA 95051-4509

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	San Ramon City
Unified School District	San Ramon Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,126,000 (-1.61%) Land $665,364 Building $460,636
2025	$15,426.00 (+38.6%)	$1,144,440 (+50.71%) Land $676,260 Building $468,180
2023	$11,130.00 (+1.5%)	$759,381 Land $428,882 Building $330,499
2022	$10,966.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUBLIN SAN RAMON SERVICES DISTRICT serves 98,776 people · EPA ID CA0110009
Water Source	Purchased surface water from ZONE 7 WATER AGENCY
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 505 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Sail Internet.

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