1220 Buckingham Rd, Arnold, MD 21012 Property Records

Anne Arundel County property record for 1220 Buckingham Rd, Arnold, MD 21012

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 5,085 sqft · built 1988
Lot Size	1.03 acres (44,867 sqft)
Owner	2 Individual Names on File
Last Sale	$1,550,000 (Jul 2022)
Tax Bill	$12,809 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Sep 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-717-90010745`

Property Details

APN / Parcel Number

Primary APN	`03-717-90010745`
Alternative APNs	`371790010745` `71790010745`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	5,085 sqft Living Area
Gross Area	5,798 sqft
1st Floor Area	1,686 sqft
Basement Area	1,054 sqft
Finished Basement	1,054 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	44,867 sqft
Garage Type	Attached
Garage Area	713 sqft
Parking Spaces	2 Parking Spaces
Pool Area	861 sqft
Deck Area	85 sqft
Patio Area	1,392 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	71790010745
Street Address	1220 BUCKINGHAM RD
City	ARNOLD
State	MD
Zip	21012-2121
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT B OR 1.038 ACRES RUGBY HALL
Legal Subdivision	RUGBY HALL
Legal Block	1
Legal Lot Number	B
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	5
Census Block Group	1
Census Block	1010
Census Tract	730800

Owner

1220 Buckingham Rd is owned and occupied by two individuals who bought it in July 2022.

Source: Anne Arundel County records, as of September 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1220 BUCKINGHAM RD, ARNOLD, MD 21012-2121
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2026	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO
Sep 6, 2022	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Jul 25, 2022	Deed, Transfer · Conventional Mortgage JOHN JOSEPH MCGOVERN JR TRUST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 25, 2022 · Amount on File
Deed Sale	Jul 25, 2022 · Amount on File
Prior Sale	Mar 28, 1988 · Amount on File
Deed Book / Page	38962 / 200
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Aug 12, 2026
Property Address	1220 BUCKINGHAM RD, ARNOLD, MD 21012-2121
Document Number	4261000240
Book / Page	42616 / 240
Instrument Date	Aug 6, 2026
Transaction Type	Mortgage
Record Updated	Sep 11, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	1220 BUCKINGHAM RD, ARNOLD, MD 21012-2121

Mortgage

Document Number	4261000240,
Date	Aug 12, 2026
Book Page	42616/240

Lender

Name	WELLS FARGO

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	1220 BUCKINGHAM RD, ARNOLD, MD 21012-2121
Transaction Type	Mortgage
Record Updated	Sep 27, 2023
Title Company	FALCONE TITLE, FALCON TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1220 BUCKINGHAM RD, ARNOLD, MD 21012-2121

Mortgage

Document Number	0390870138
Date	Sep 6, 2022
Book Page	39087/138

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2052

July 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Jul 25, 2022
Property Address	1220 BUCKINGHAM RD, ARNOLD, MD 21012-2121
Document Number	0389620200
Book / Page	38962 / 200
Instrument Date	Jul 15, 2022
Transaction Type	Transfer
Record Updated	Sep 27, 2023
Title Company	FALCONE TITLE, FALCON TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$23,250.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1220 BUCKINGHAM RD, ARNOLD, MD 21012-2121

Mortgage

Document Number	0038962210
Date	Jul 25, 2022
Instrument	38962/210

Lender

Name	JOHN JOSEPH MCGOVERN JR TRUST
Type	Private Party

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	25 Months
Due	Aug 1, 2024

Tax Assessment & Valuation

The 2025 property tax bill for 1220 Buckingham Rd was $12,809.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,264,567	$1,401,000 Land $485,300 Building $915,700
2025	$12,809.00
2023	$10,675.00	$977,567	$991,700 Land $385,300 Building $606,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1220 Buckingham Rd in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 18 policies
Nearby Flood Policies	18 in force
Nearby Flood Claims	10 (1979–2012)
Claims Outside the SFHA	8 of 10
Most Recent Claim	Jul 2012 · rainfall accumulation
Claims by Event	Hurricane Isabel, Sep 2003 · 3 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1220 Buckingham Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLEN BURNIE-BROADNECK serves 290,606 people · EPA ID MD0020017
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2016–2018) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

May also be available: Believe Broadband, T-Mobile.

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