1220 Bainbridge Rd, Smithville, MO 64089 Property Records

Clay County property record for 1220 Bainbridge Rd, Smithville, MO 64089

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 4,610 sqft · built 2018
Lot Size	4.86 acres (211,702 sqft)
Owner	2 Individual Names on File
Tax Bill	$11,159 (2025)
Deeds & Mortgages	Jul 2022 Mortgage Dec 2017 Mortgage + 8 more
Flood Zone	Zone X (minimal risk)
APN	`05-315-00-06-003.00`

Property Details

APN / Parcel Number

Primary APN	`05-315-00-06-003.00`
Alternative APNs	`5315000600300` `323755`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	4,610 sqft Living Area
1st Floor Area	2,502 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Wood Siding
Roof Material	Composition Shingle
Lot Area	211,702 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1220 BAINBRIDGE RD
City	SMITHVILLE
State	MO
Zip	64089-9268
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VANDEN BOS ACRES REPLAT LT 1 LT 2
Legal Range	33W
Legal Township	53N
Legal Section	12
Legal Subdivision	VANDEN BOS ACRES
Legal Lot Number	1,2
Jurisdiction	CLAY MO
Township / Civil Division	PLATTE
Census Block Group	1
Census Block	1051
Census Tract	21900

Owner

1220 Bainbridge Rd is owned and occupied by two individuals who acquired it in June 2021.

Source: Clay County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1220 BAINBRIDGE RD, SMITHVILLE, MO 64089-9268
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2022	Warranty Deed, Transfer · Conventional Mortgage ARVEST BANK
Dec 12, 2017	Deed of Trust, Mortgage · Conventional Mortgage FIRST COMMUNITY MORTGAGE INC
Aug 16, 2018	Deed of Trust, Mortgage · Conventional Mortgage FIRST COMMUNITY MORTGAGE INC
Nov 23, 2020	Warranty Deed, Transfer STEWART TITLE
Jun 16, 2020	Deed of Trust, Mortgage SUPREME LNDG
Nov 25, 2019	Deed of Trust, Mortgage SUPREME LNDG
Jul 27, 2018	Warranty Deed, Transfer STEWART TITLE
Jul 30, 2018	Grant Deed, Transfer STEWART TITLE
Jul 31, 2018	Grant Deed, Transfer STEWART TITLE
Dec 8, 2017	Warranty Deed, Construction Loan · Line of Credit WELLS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 27, 2018
Deed Sale	Jul 27, 2018
Prior Sale	Aug 8, 2016
Deed Document Number	201824369
Deed Book / Page	8247 / 8
Last Transfer Date	Jun 21, 2021
Transfer Doc	0000030876
Record Updated	Sep 20, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY MO
Recording Date	Jul 15, 2022
Property Address	1220 BAINBRIDGE RD, SMITHVILLE, MO 64089-9268
Document Number	0000023369
Book / Page	9408 / 29
Instrument Date	Jul 14, 2022
Instrument	2022023369
Transaction Type	Transfer
Record Updated	Jul 20, 2022
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1220 BAINBRIDGE RD, SMITHVILLE, MO 64089-9268
Investor	Possibly a Property Investor

Mortgage

Document Number	0000023374
Date	Jul 15, 2022
Instrument	2022023374

Lender

Name	ARVEST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

Interest

Rate Type	Fixed Rate
Rate	5%
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 1, 2032
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	10%
Index	1-Year CMT
Margin	3
Max Rate	10%

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MO
Property Address	1220 BAINBRIDGE RD, SMITHVILLE, MO 64089-9268
Transaction Type	Mortgage
Record Updated	Nov 25, 2021
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000041828
Date	Dec 12, 2017
Book Page	8105/164
Instrument	2017041828

Lender

Name	FIRST COMMUNITY MORTGAGE INC
Type	Mortgage Company
Address	MURFREESBORO, TN 37129

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2048

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MO
Property Address	1220 BAINBRIDGE RD, SMITHVILLE, MO 64089-9268
Transaction Type	Mortgage
Record Updated	Nov 25, 2021
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000026809
Date	Aug 16, 2018
Book Page	8262/003
Instrument	2018026809

Lender

Name	FIRST COMMUNITY MORTGAGE INC
Type	Mortgage Company
Address	MURFREESBORO, TN 37129

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2048

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY MO
Recording Date	Nov 23, 2020
Property Address	1220 BAINBRIDGE RD, SMITHVILLE, MO 64089-9268
Document Number	0000045159
Book / Page	008875 / 000155
Instrument Date	Nov 6, 2020
Instrument	45159
Transaction Type	Transfer
Record Updated	Dec 1, 2020
Title Company	STEWART TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1120 BAINBRIDGE RD SMITHVILLE MO 640898876, SMITHVILLE, MO 64089-8876

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MO
Property Address	1220 BAINBRIDGE RD, SMITHVILLE, MO 64089-9268
Document Number	0000020601
Instrument Date	Jun 16, 2020
Transaction Type	Mortgage
Record Updated	Aug 6, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1220 BAINBRIDGE RD SMITHVILLE MO 640899268, SMITHVILLE, MO 64089-9268

Mortgage

Document Number	0000020601
Date	Jun 23, 2020
Book Page	008713/000038
Instrument	20601

Lender

Name	SUPREME LNDG
Address	DALLAS, TX 75254

Agreement

Amount	Amount on Record
Term	180 Months
Due	Jun 22, 2035

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MO
Property Address	1220 BAINBRIDGE RD, SMITHVILLE, MO 64089-9268
Document Number	0000036288
Instrument Date	Nov 25, 2019
Transaction Type	Mortgage
Record Updated	Dec 12, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1220 BAINBRIDGE RD SMITHVILLE MO 640899268, SMITHVILLE, MO 64089-9268

Mortgage

Document Number	0000036288
Date	Dec 3, 2019
Book Page	008557/000074
Instrument	36288

Lender

Name	SUPREME LNDG
Address	DALLAS, TX 75254

Agreement

Amount	Amount on Record
Term	180 Months
Due	Dec 2, 2034

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY MO
Recording Date	Jul 27, 2018
Property Address	1220 BAINBRIDGE RD, SMITHVILLE, MO 64089-9268
Document Number	0000024370
Book / Page	008248 / 000009
Instrument Date	Jul 26, 2018
Instrument	24370
Transaction Type	Transfer
Record Updated	Aug 7, 2018
Title Company	STEWART TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	17708 MISSION RDG SMITHVILLE MO 640898003, SMITHVILLE, MO 64089-8003

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CLAY MO
Recording Date	Jul 30, 2018
Property Address	1220 BAINBRIDGE RD, SMITHVILLE, MO 64089-9268
Document Number	0000024416
Book / Page	008248 / 000055
Instrument Date	Jul 26, 2018
Instrument	24416
Transaction Type	Transfer
Record Updated	Aug 8, 2018
Title Company	STEWART TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1220 BAINBRIDGE RD SMITHVILLE MO 640899268, SMITHVILLE, MO 64089-9268

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CLAY MO
Recording Date	Jul 31, 2018
Property Address	1220 BAINBRIDGE RD, SMITHVILLE, MO 64089-9268
Document Number	0000024713
Book / Page	008249 / 000164
Instrument Date	Jul 26, 2018
Instrument	24713
Transaction Type	Transfer
Record Updated	Aug 9, 2018
Title Company	STEWART TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1220 BAINBRIDGE RD SMITHVILLE MO 640899268, SMITHVILLE, MO 64089-9268

December 2017: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	CLAY MO
Recording Date	Dec 8, 2017
Property Address	1220 BAINBRIDGE RD, SMITHVILLE, MO 64089-9268
Document Number	0000041615
Book / Page	008104 / 000133
Instrument Date	Dec 7, 2017
Instrument	41615
Transaction Type	Construction Loan
Record Updated	Jan 3, 2018
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	17708 MISSION RDG SMITHVILLE MO 640898003, SMITHVILLE, MO 64089-8003

Mortgage

Document Number	41616
Date	Dec 8, 2017
Book Page	008104/000134
Instrument	41616

Lender

Name	WELLS BK
Type	Bank
Address	PLATTE CITY, MO 64079

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Dec 7, 2018

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1220 Bainbridge Rd was $11,159.

Source: Clay County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Clay County
Municipality	Smithville City
Unified School District	Smithville R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,159.00	$156,790	$825,211
2023	$9,760.00	$141,340	$743,894
2019	$7,983.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1220 Bainbridge Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 10, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1220 Bainbridge Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 76% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
United Fiber Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30

May also be available: Verizon.

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