1220 Apache St, Athens, TN 37303 Property Records

McMinn County property record for 1220 Apache St, Athens, TN 37303 · Last verified February 2026

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,419 sqft · built 2019
Lot Size	8.14 acres (355,014 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,335 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Jan 2024 Line of Credit + 3 more
Flood Zone	Zone AE (high risk)
APN	`054057 00300`

Property Details

APN / Parcel Number

Primary APN	`054057 00300`
Alternative APNs	`057 00300 00002057` `057 00300`

Interior

Full Baths	4 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Stories	1 Story
Building Area	2,419 sqft Living Area
1st Floor Area	2,419 sqft
Basement Area	2,419 sqft
Finished Basement	2,419 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	355,014 sqft (8.14 acres)
Terrain	Rolling
Garage Type	Finished
Garage Area	629 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	556 sqft
Shed	1 Shed
Shed Area	512 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	057 00300 00002057
Street Address	1220 APACHE ST
City	ATHENS
State	TN
Zip	37303-3304
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 02 02 054 054 01300 000 CANTLEY SURV 6/7/05, COUNTY AREA: D01
Jurisdiction	MCMINN TN
Township / Civil Division	2
Census Block Group	3
Census Block	3005
Census Tract	970300

Owner

Source: McMinn County records · APN 054057 00300

Assessment roll updated May 20, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1220 APACHE ST, ATHENS, TN 37303-3304
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage CAPSTAR BANK
Jan 19, 2024	Deed of Trust, Mortgage · Line of Credit CAPSTAR BANK
Nov 14, 2017	Deed of Trust, Mortgage · Conventional Mortgage ATHENS FEDERAL
Dec 03, 2021	Warranty Deed, Transfer SKYWAY TITLE SERVICES
Aug 01, 2019	Deed of Trust, Mortgage CAPSTAR BK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 25, 2007
Deed Sale	Jan 25, 2007
Deed Document Number	000017Z282
Deed Book / Page	16H / 693
Prior Transfer Date	Mar 24, 2003
Prior Transfer Doc	000016H693
Record Updated	Jun 08, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCMINN TN
Property Address	1220 APACHE ST, ATHENS, TN 37303-3304
Transaction Type	Mortgage
Record Updated	Jan 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001259612
Date	Oct 26, 2021
Book Page	1259/612
Instrument	230387

Lender

Name	CAPSTAR BANK
Type	Bank
Address	NASHVILLE, TN 37215

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2051

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCMINN TN
Property Address	1220 APACHE ST, ATHENS, TN 37303-3304
Transaction Type	Mortgage
Record Updated	Jan 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000133525
Date	Jan 19, 2024
Book Page	1335/25
Instrument	252402

Lender

Name	CAPSTAR BANK
Type	Bank
Address	NASHVILLE, TN 37230

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	119 Months
Due	Dec 18, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCMINN TN
Property Address	1220 APACHE ST, ATHENS, TN 37303-3304
Transaction Type	Mortgage
Record Updated	Jul 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001130394
Date	Nov 14, 2017
Book Page	1130/394
Instrument	193567

Lender

Name	ATHENS FEDERAL

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCMINN TN
Recording Date	Dec 03, 2021
Property Address	1220 APACHE ST, ATHENS, TN 37303-3304
Document Number	000022X676
Book / Page	22X / 676
Instrument Date	Dec 03, 2021
Instrument	231480
Transaction Type	Transfer
Record Updated	Jul 14, 2022
Title Company	SKYWAY TITLE SERVICES

Transaction

Amount	Amount Recorded
Tax	$584.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 FORREST AVE, ATHENS, TN 37303-3209

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCMINN TN
Property Address	1220 APACHE ST, ATHENS, TN 37303-3304
Document Number	1174614
Instrument Date	Aug 01, 2019
Transaction Type	Mortgage
Record Updated	Oct 21, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1220 APACHE ST ATHENS TN 37303, ATHENS, TN 37303

Mortgage

Document Number	1174614
Date	Aug 06, 2019
Book Page	001174/000614
Instrument	208083

Lender

Name	CAPSTAR BK
Type	Bank
Address	NASHVILLE, TN 37215

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 05, 2049

Tax Assessment & Valuation

Source: McMinn County records · Assessment roll updated May 20, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Tennessee
Municipality	Athens City
County	McMinn County
Elementary School District	Athens City Schools (PK - 08)
Secondary School District	McMinn County School District in Athens (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,335.00	$159,600 (-) Land $21,050 Building $138,550
2024	$3,335.00	$159,600 (-) Land $21,050 Building $138,550
2023	$3,335.00 (+14.33%)	$159,600 (+58.33%) Land $21,050 Building $138,550	$638,400 (+58.33%) Land $84,200 Building $554,200
2022	$2,917.00	$100,800 Land $12,000 Building $88,800	$403,200 Land $48,000 Building $355,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, McMinn County (47107C), updated November 27, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 471079703003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required (federally backed mortgages)
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	6 (1994–2003)
Claims Outside the SFHA	1 of 6
Most Recent Claim	May 2003, rainfall accumulation, Severe Storms, Tornadoes, And Flooding
Claims By Storm	Severe Storms, Tornadoes, And Flooding, May 2003 · 2 claims Extensive Rainfall And Flash Flooding, Mar 1994 · 2 claims

Wildfire

Wildfire Risk	Moderate above 46% of the US · above 63% of Tennessee
Wildfire Likelihood	About 1 in 1,149 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 21 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	1,200 / 35
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: AT&T, T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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