1220 Allen St, West Plains, MO 65775 Property Records

Howell County property record for 1220 Allen St, West Plains, MO 65775

Property Summary

Property Type	Single Family Home
Details	1,504 sqft · built 1959
Lot Size	6.3 acres (274,428 sqft)
Owner	Individual Name on Record
Tax Bill	$674 (2025)
Deeds & Mortgages	Feb 2019 Reverse Mortgage Feb 2019 Reverse Mortgage
Flood Zone	Zone AE (high risk)
APN	`15-5.0-15-000-000-017.00000`

Property Details

APN / Parcel Number

Primary APN	`15-5.0-15-000-000-017.00000`

Interior

Building Area	1,504 sqft Total Area

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Multi-Family
Lot Area	274,428 sqft

Location & Zoning

Street Address	1220 ALLEN ST
City	WEST PLAINS
State	MO
Zip	65775-4005
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT W1/2 W1/2 SWSW1/4 EX RD
Legal Range	08W
Legal Township	24N
Legal Section	15
Legal Block	3
Jurisdiction	HOWELL MO
Township / Civil Division	HOWELL
Census Block Group	3
Census Block	3014
Census Tract	90700

Owner

Source: Howell County records, as of September 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1220 ALLEN ST, WEST PLAINS, MO 65775-4005
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 11, 2019	Deed of Trust, Mortgage · Reverse Mortgage USDA
Feb 11, 2019	Deed of Trust, Mortgage · Reverse Mortgage REVERSE MORTGAGES.COM INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Feb 9, 2017
Transfer Doc	0000000633
Record Updated	Oct 29, 2026

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWELL MO
Property Address	1220 ALLEN ST, WEST PLAINS, MO 65775-4005
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019R0541
Date	Feb 11, 2019
Instrument	2019R0541

Lender

Name	USDA
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	852 Months
Due	Feb 9, 2090

Interest

Rate Type	Adjustable Rate
Rate	4.53%
Type Change Date	Mar 1, 2020
Change Frequency	Annually
Min Rate At Change	2%
Index	1-Year LIBOR
Max Rate	5%

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWELL MO
Property Address	1220 ALLEN ST, WEST PLAINS, MO 65775-4005
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019R0540
Date	Feb 11, 2019
Instrument	2019R0540

Lender

Name	REVERSE MORTGAGES.COM INC
Type	Reverse Mortgage Lender
Address	COLUMBIA, MO 65203

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	852 Months
Due	Feb 9, 2090

Interest

Rate Type	Adjustable Rate
Rate	4.53%
Type Change Date	Mar 1, 2020
Change Frequency	Annually
Min Rate At Change	2%
Index	1-Year LIBOR
Max Rate	5%

Tax Assessment & Valuation

Source: Howell County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Howell County
Municipality	West Plains City
Unified School District	West Plains R-VII School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$16,260 (-) Land $3,460 Building $12,800	$85,590 (-) Land $18,220 Building $67,370
2025	$674.00	$16,260 (+11.98%) Land $3,460 Building $12,800	$85,590 (+12%) Land $18,220 Building $67,370
2023		$14,520	$76,420 Land $16,270 Building $60,150

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (2002–2017)
Most Recent Claim	Apr 2017 · Severe Storms, Tornadoes, Straight-line Winds And Flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds And Flooding, Apr 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 71% of Missouri
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST PLAINS PWS serves 12,864 people · EPA ID MO4010853
Water Source	Groundwater influenced by surface water
Last State Inspection	Apr 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jun 2023 Treatment failure resolved · Mar 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Sparklight Cable	1,000 / 50

May also be available: Wisper ISP.

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