1220 3rd St, Atwater, CA 95301 Property Records

Merced County property record for 1220 3rd St, Atwater, CA 95301

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,101 sqft · built 1940
Lot Size	0.151 acres (6,554 sqft)
Owner	Individual Name on File
Last Sale	$315,000 (Jul 2021)
Tax Bill	$3,617 (2025)
Deeds & Mortgages	Jul 2021 Transfer Jul 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`002-214-001-000`

Property Details

APN / Parcel Number

Primary APN	`002-214-001-000`
Alternative APN	`002-214-001`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,101 sqft Living Area
Gross Area	2,898 sqft
1st Floor Area	2,101 sqft
Basement Area	429 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1950
Construction Type	Wood
Roof Material	Other
Lot Area	6,554 sqft (0.151 acres)
Garage Type	Attached
Garage Area	368 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	195 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	002-214-001
Street Address	1220 3RD ST
City	ATWATER
State	CA
Zip	95301-4041
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CC
Legal Description	BLOSS ADD POR LOTS 8-10 BLK 11
Legal Subdivision	BLOSS ADD
Legal Block	11
Legal Lot Number	8-10
Jurisdiction	MERCED CA
Township / Civil Division	ATWATER
Census Block Group	2
Census Block	2019
Census Tract	701

Owner

1220 3rd St is owned and occupied by an individual who bought it in July 2021.

Source: Merced County records, as of August 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1220 3RD ST, ATWATER, CA 95301-4041
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2021	Intrafamily Transfer, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY
Jul 7, 2021	Grant Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 7, 2021 · Amount on File
Deed Sale	Jul 7, 2021 · Amount on File
Prior Sale	Feb 4, 2016 · Amount on File
Deed Document Number	202130034
Prior Transfer Date	Jan 20, 2016
Prior Transfer Doc	0000002755
Record Updated	Oct 29, 2026

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MERCED CA
Recording Date	Jul 7, 2021
Property Address	1220 3RD ST, ATWATER, CA 95301-4041
Document Number	0000030035
Map Reference	MB 4 PG 1
Instrument Date	Jun 30, 2021
Instrument	2021030035
Transaction Type	Transfer
Record Updated	Jul 25, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1220 3RD ST, ATWATER, CA 95301-4041

July 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Jul 7, 2021
Property Address	1220 3RD ST, ATWATER, CA 95301-4041
Document Number	0000030034
Map Reference	MB 4 PG 1
Instrument Date	Jun 29, 2021
Instrument	2021030034
Transaction Type	Transfer
Record Updated	Jun 15, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1220 3RD ST, ATWATER, CA 95301-4041

Mortgage

Document Number	0000030036
Date	Jul 7, 2021
Instrument	2021030036

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 1220 3rd St was $3,617.

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Atwater City
County	Merced County
Elementary School District	Atwater Elementary School District (KG - 08)
Secondary School District	Merced Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$340,964 (+2%) Land $92,006 Building $248,958
2025	$3,617.00	$334,279 Land $90,202 Building $244,077
2023	$3,438.00 (+1.09%)	$321,300 Land $86,700 Building $234,600
2022	$3,401.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1220 3rd St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1980)
Most Recent Claim	Feb 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1220 3rd St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ATWATER serves 29,479 people · EPA ID CA2410001
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Ayera Technologies, Verizon.

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