Monterey County property record for 1220 1st St, Monterey, CA 93940
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,175 sqft · built 1966 |
| Lot Size | 0.092 acres (4,000 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,377 (2025) |
| Deeds & Mortgages | Jan 2020 Mortgage Oct 2019 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 001-825-003-000 |
| Primary APN | 001-825-003-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,175 sqft Living Area |
| 1st Floor Area | 1,175 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1966 |
| Architectural Style | Custom Design |
| Construction Type | Wood |
| Lot Area | 4,000 sqft (0.092 acres) |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Old Parcel Number | 001-825-003 |
|---|---|
| Street Address | 1220 1ST ST |
| City | MONTEREY |
| State | CA |
| Zip | 93940-3305 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OAK GROVE ADD LOT 18 BLK 3 |
| Legal Subdivision | OAK GROVE ADD |
| Legal Block | 3 |
| Legal Lot Number | 18 |
| Jurisdiction | MONTEREY CA |
| Township / Civil Division | SEASIDE-MONTEREY |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 13000 |
1220 1st St is owned and occupied by two individuals who acquired it in January 2020.
Source: Monterey County records, as of August 6, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1220 1ST ST, MONTEREY, CA 93940-3305 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 29, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage E MORTGAGE MANAGEMENT LLC |
| Oct 31, 2019 | Quit Claim Deed NOT AVAILABLE |
| Jun 21, 2018 | Intrafamily Transfer, Transfer · Conventional Mortgage E MORTGAGE MANAGEMENT LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jan 9, 2020 |
| Transfer Doc | 0000004653 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONTEREY CA |
| Recording Date | Jan 29, 2020 |
| Property Address | 1220 1ST ST, MONTEREY, CA 93940-3305 |
| Document Number | 0000004653 |
| Map Reference | VOL 1 PG 20 |
| Instrument Date | Jan 9, 2020 |
| Instrument | 2020004653 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2021 |
| Title Company | SURETY LENDER SERVICES |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1220 1ST ST, MONTEREY, CA 93940-3305 |
| Document Number | 0000004654 |
|---|---|
| Date | Jan 29, 2020 |
| Instrument | 2020004654 |
| Name | E MORTGAGE MANAGEMENT LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONTEREY CA |
| Recording Date | Oct 31, 2019 |
| Property Address | 1220 1ST ST, MONTEREY, CA 93940-3305 |
| Document Number | 0000051460 |
| Instrument Date | Aug 12, 2019 |
| Instrument | 51460 |
| Record Updated | Nov 15, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 1220 1ST ST MONTEREY CA 939403305, MONTEREY, CA 93940-3305 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONTEREY CA |
| Recording Date | Jun 21, 2018 |
| Property Address | 1220 1ST ST, MONTEREY, CA 93940-3305 |
| Document Number | 0000027312 |
| Map Reference | MB1 PG20 |
| Instrument Date | Jun 7, 2018 |
| Instrument | 2018027312 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2021 |
| Title Company | SURETY LENDER SERVICES LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 1220 1ST ST, MONTEREY, CA 93940-3305 |
| Document Number | 0000027313 |
|---|---|
| Date | Jun 21, 2018 |
| Instrument | 2018027313 |
| Name | E MORTGAGE MANAGEMENT LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2048 |
The 2025 property tax bill for 1220 1st St was $2,377.
Source: Monterey County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | Monterey County |
| Municipality | Monterey City |
| Unified School District | Monterey Peninsula Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $190,732 (+2%) Land $121,860 Building $68,872 | |
| 2025 | $2,377.00 | $186,993 Land $119,471 Building $67,522 |
| 2023 | $2,034.00 (+1.4%) | $179,734 Land $114,833 Building $64,901 |
| 2022 | $2,006.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 1220 1st St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1220 1st St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people · EPA ID CA2710004 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Aug 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Razzolink Fixed Wireless | 500 / 250 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: GeoLinks, T-Mobile, Verizon.
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