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122 Windstone Dr, Troutman, NC 28166 Property Records

Iredell County property record for 122 Windstone Dr, Troutman, NC 28166

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 3,460 sqft · built 2018
Lot Size0.57 acres (24,829 sqft)
Owner2 Individual Names on File
Last Sale$294,500 (Aug 2019)
Tax Bill$1,967 (2025)
Deeds & MortgagesAug 2026 Construction Loan
Aug 2019 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN4751-26-3103.000

Property Details

APN / Parcel Number

Primary APN4751-26-3103.000
Alternative APN
  • 80064540

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area3,460 sqft Heated Area
Gross Area4,292 sqft
1st Floor Area1,730 sqft
Basement Area1,730 sqft
Unfinished Basement1,730 sqft
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialWood Shingle
Lot Area24,829 sqft (0.57 acres)
Lot Width125 ft Width
Garage Area420 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area64 sqft
Deck Area168 sqft
Patio Area180 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number80064540
Street Address122 WINDSTONE DR
CityTROUTMAN
StateNC
Zip28166-0100
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA
Legal DescriptionL42 WINDSTONE CROSSING PB 55-115
Legal SubdivisionWINDSTONE CROSSING
Legal Block26
Legal Lot Number42
JurisdictionIREDELL NC
Township / Civil DivisionBARRINGER
Census Block Group1
Census Block1037
Census Tract61301

Owner

Source: Iredell County records · APN 4751-26-3103.000

Assessment roll updated April 7, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address122 WINDSTONE DR, TROUTMAN, NC 28166-0100
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 05, 2026Deed of Trust, Mortgage · Construction Mortgage
MORTGAGE MORTGAGE
Aug 01, 2019Warranty Deed, Transfer
ATTORNEY ONLY
Aug 01, 2019Warranty Deed, Subdivision Related Transfer · FHA Mortgage
UWHARRIE BK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 01, 2019 · Amount on Record
Deed SaleAug 01, 2019 · Amount on Record
Deed Book / Page2635 / 618
Record UpdatedSep 20, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionIREDELL NC
Recording DateAug 05, 2026
Property Address122 WINDSTONE DR, TROUTMAN, NC 28166-0100
Document Number3232002002
Book / Page3232 / 2002
Instrument DateJul 30, 2026
Transaction TypeMortgage
Record UpdatedAug 17, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address122 WINDSTONE DR, TROUTMAN, NC 28166-0100

Mortgage

Document Number3232002002,
DateAug 05, 2026
Book Page3232/2002
Lender
NameMORTGAGE MORTGAGE
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueAug 01, 2027
Interest
Rate TypeBalloon
Rate6.43%
Initial TypeBalloon
Max Rate-1%

August 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionIREDELL NC
Recording DateAug 01, 2019
Property Address122 WINDSTONE DR, TROUTMAN, NC 28166-0100
Document Number2635613
Book / Page002635 / 000613
Instrument DateAug 01, 2019
Transaction TypeTransfer
Record UpdatedAug 19, 2019
Title CompanyATTORNEY ONLY

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address15 FROWEIN RD #G2 CENTER MORICHES NY 119341609, G2, CENTER MORICHES, NY 11934-1609

August 2019: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionIREDELL NC
Recording DateAug 01, 2019
Property Address122 WINDSTONE DR, TROUTMAN, NC 28166-0100
Document Number2635618
Book / Page002635 / 000618
Instrument DateAug 01, 2019
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 23, 2019
Title CompanyMERIDIAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$589.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address122 WINDSTONE DR TROUTMAN NC 281660100, TROUTMAN, NC 28166-0100

Mortgage

Document Number2635621
DateAug 01, 2019
Book Page002635/000621
Lender
NameUWHARRIE BK
TypeBank
AddressALBEMARLE, NC 28001
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 31, 2049

Tax Assessment & Valuation

Source: Iredell County records · Assessment roll updated April 7, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyIredell County
Unified School DistrictIredell-Statesville Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,967.00$317,910 (-) Land $55,000 Building $262,910$317,910 (-) Land $55,000 Building $262,910
2024$1,967.00$317,910 (-) Land $55,000 Building $262,910$317,910 (-) Land $55,000 Building $262,910
2023$1,967.00 (+1.39%)$317,910 (+7.76%) Land $55,000 Building $262,910$317,910 (+7.76%) Land $55,000 Building $262,910
2022$1,940.00$295,010 Land $40,000 Building $255,010$295,010 Land $40,000 Building $255,010

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 27, 2025 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 64% of the US · above 49% of North Carolina
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile USA
Fixed Wireless		100 / 20

Based on FCC filings for 71 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemWINDSTONE CROSSING
private · serves 112 people
Water SourceGroundwater
Last State InspectionMay 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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