122 Windover Dr, Forest City, NC 28043 Property Records

Rutherford County property record for 122 Windover Dr, Forest City, NC 28043

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,884 sqft · built 1966
Lot Size	0.39 acres (16,988 sqft)
Owner	Individual Name on File
Last Sale	$135,000 (Jan 2020)
Tax Bill	$2,353 (2025)
Deeds & Mortgages	Dec 2025 Mortgage May 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0421886`

Property Details

APN / Parcel Number

Primary APN	`0421886`
Alternative APNs	`421886` `7725`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,884 sqft Heated Area
Sunroom	Sunroom
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1976
Architectural Style	Ranch
Exterior Material	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	16,988 sqft (0.39 acres)
Garage Type	Carport
Garage Area	440 sqft
Carport	Carport
Carport Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	60 sqft

Utilities, Heating & Cooling

Cooling System	Partial
Heating System	Forced Air with A/C
Sewer	Municipal

Location & Zoning

Street Address	122 WINDOVER DR
City	FOREST CITY
State	NC
Zip	28043-3349
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Description	EASTOVER ACRES LO:2 BL:B PL:6-143
Legal Subdivision	EASTOVER SUBDIVISION
Legal Lot Number	2
Jurisdiction	RUTHERFORD NC
Township / Civil Division	COOL SPRING
Census Block Group	5
Census Block	5005
Census Tract	960800

Owner

122 Windover Dr is owned and occupied by an individual who bought it in January 2020.

Source: Rutherford County records, as of December 16, 2025

Owner of Record	Individual Name on File
Mailing Address	122 WINDOVER DR, FOREST CITY, NC 28043-3349
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2025	Deed of Trust, Mortgage · VA Mortgage LENDIFY HOME LOANS LLC
May 27, 2021	Deed of Trust, Mortgage · VA Mortgage SOVEREIGH LENDING GROUP INCORPORATED
Jan 28, 2020	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 28, 2020 · Amount on File
Deed Sale	Jan 28, 2020 · Amount on File
Prior Sale	Sep 9, 2016 · Amount on File
Deed Book / Page	2029 / 4325
Record Updated	Jun 8, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD NC
Property Address	122 WINDOVER DR, FOREST CITY, NC 28043-3349
Transaction Type	Mortgage
Record Updated	Dec 22, 2025
Title Company	MADISON SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	122 WINDOVER DR, FOREST CITY, NC 28043-3349

Mortgage

Document Number	0020973743
Date	Dec 2, 2025
Book Page	2097/3743

Lender

Name	LENDIFY HOME LOANS LLC
Type	Mortgage Company
Address	RAY, MI 48096

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	372 Months
Due	Dec 1, 2056

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD NC
Property Address	122 WINDOVER DR, FOREST CITY, NC 28043-3349
Transaction Type	Mortgage
Record Updated	Sep 14, 2023
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020464436
Date	May 27, 2021
Book Page	2046/4436

Lender

Name	SOVEREIGH LENDING GROUP INCORPORATED
Type	Non-Lending Institution
Address	COSTA MESA, CA 92626

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD NC
Recording Date	Jan 28, 2020
Property Address	122 WINDOVER DR, FOREST CITY, NC 28043-3349
Document Number	0020294325
Book / Page	002029 / 004325
Instrument Date	Jan 28, 2020
Instrument	7680
Transaction Type	Transfer
Record Updated	Feb 18, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$270.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	122 WINDOVER DR FOREST CITY NC 280433349, FOREST CITY, NC 28043-3349

Mortgage

Document Number	20294327
Date	Jan 28, 2020
Book Page	002029/004327
Instrument	7681

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 27, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 122 Windover Dr was $2,353.

Source: Rutherford County assessment roll, as of August 29, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Rutherford County
Municipality	Forest City Town
Unified School District	Rutherford County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,353.00	$221,100 Land $22,000 Building $199,100	$221,100 Land $22,000 Building $199,100
2023		$221,100 Land $22,000 Building $199,100	$221,100 Land $22,000 Building $199,100
2022	$1,279.00
2021	$1,279.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 122 Windover Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 18, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 122 Windover Dr is low, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 52% of North Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF FOREST CITY serves 21,521 people · EPA ID NC0181010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Vyve Broadband Cable	2,000 / 50

May also be available: Pangaea Internet.

Cell Coverage

5G (outdoors only) and 4G LTE

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