122 Williams St, Oneida, NY 13421 Property Records

Madison County and Oneida City property record for 122 Williams St, Oneida, NY 13421

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,205 sqft · built 1920
Lot Size	0.12 acres (5,227 sqft)
Owner	Individual Name on Record
Last Sale	$40,000 (Nov 2000)
Tax Bill	$2,557 (2025)
Deeds & Mortgages	Jan 2022 Refinance
APN	`251201 30.64-1-59`

Property Details

APN / Parcel Number

Primary APN	`251201 30.64-1-59`
Alternative APNs	`120103006400010590000000` `INSIDE`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,205 sqft Living Area
1st Floor Area	950 sqft
Upper Floors Area	255 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Traditional
Exterior Material	Composition/Composite
Lot Area	5,227 sqft (0.12 acres)
Lot Dimensions	127 ft deep x 41 ft wide
Porch	Slab
Porch Area	90 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	122 WILLIAMS ST
City	ONEIDA
State	NY
Zip	13421-1425
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Block	1
Legal Lot Number	59.000
Jurisdiction	MADISON NY
Township / Civil Division	ONEIDA
Census Block Group	1
Census Block	1010
Census Tract	30101

Owner

Source: Madison County and Oneida City records, as of April 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	122 WILLIAMS ST, ONEIDA, NY 13421-1425
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 27, 2000 · Amount on Record
Deed Sale	Nov 27, 2000 · Amount on Record
Deed Book / Page	1178 / 144
Record Updated	Jun 8, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON NY
Property Address	122 WILLIAMS ST, ONEIDA, NY 13421-1425
Transaction Type	Mortgage
Record Updated	Feb 8, 2022
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000057
Date	Jan 12, 2022
Instrument	2022-257

Lender

Name	COMMUNITY BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	169 Months
Due	Feb 1, 2036

Tax Assessment & Valuation

Source: Madison County and Oneida City assessment roll, as of April 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Madison County
Municipality	Oneida City
Unified School District	Oneida City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,557.00 (+326.17%)	$51,400 (-) Land $8,500 Building $42,900	$72,394 (+7.04%) Land $11,972 Building $60,422
2023		$51,400 (-) Land $8,500 Building $42,900	$67,632 (+9.21%) Land $11,184 Building $56,448
2022	$600.00 Homeowner's exemption	$51,400 Land $8,500 Building $42,900	$61,928 Land $10,241 Building $51,687

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2013)
Most Recent Claim	Jun 2013 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jun 2013 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONEIDA CITY serves 11,393 people · EPA ID NY2602381
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 391 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20