Effingham County property record for 122 Watson Dr, Rincon, GA 31326
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,212 sqft · built 2024 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $359,990 (May 2025) |
| Tax Bill | $4,270 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage May 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0414B034 |
| Primary APN | 0414B034 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 2,212 sqft Heated Area |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Exterior Material | Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gambrel |
| Roof Material | Composition Shingle |
| Lot Area | 7,841 sqft (0.18 acres) |
| Garage Area | 400 sqft |
| Porch | Slab |
| Porch Area | 72 sqft |
| Deck Area | 20 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 33017 |
|---|---|
| Street Address | 122 WATSON DR |
| City | RINCON |
| State | GA |
| Zip | 31326-3841 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-6 |
| Legal Description | .18 AC LOT 34 (OUT 414-3) PLT 29/719-721 |
| Legal Subdivision | PINEBROOK |
| Legal Phase | 1 |
| Legal Lot Number | 34 |
| Jurisdiction | EFFINGHAM GA |
| Township / Civil Division | RINCON |
| Census Block Group | 4 |
| Census Block | 4005 |
| Census Tract | 30301 |
Source: Effingham County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 122 WATSON DR, RINCON, GA 31326-3841 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 4, 2026 | Deed of Trust, Mortgage AMERIHOME MORTGAGE |
| May 19, 2025 | Warranty Deed, Transfer · FHA Mortgage US MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 19, 2025 · Amount on Record |
| Deed Sale | May 19, 2025 · Amount on Record |
| Deed Book / Page | 2973 / 738 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Property Address | 122 WATSON DR, RINCON, GA 31326-3841 |
| Transaction Type | Mortgage |
| Record Updated | Apr 20, 2026 |
| Name | Verified Name |
|---|---|
| Address | 122 WATSON DR, RINCON, GA 31326-3841 |
| Document Number | 0000003027/0000000892 |
|---|---|
| Date | Mar 4, 2026 |
| Book Page | 0000003027/0000000892 |
| Name | AMERIHOME MORTGAGE |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 300 Months |
| Due | Jan 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Recording Date | May 19, 2025 |
| Property Address | 122 WATSON DR, RINCON, GA 31326-3841 |
| Document Number | 002973/738 |
| Book / Page | 2973 / 738 |
| Instrument Date | Apr 28, 2025 |
| Transaction Type | Transfer |
| Record Updated | Dec 22, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3.60 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 122 WATSON DR, RINCON, GA 31326-3841 |
| Document Number | D2025003855 |
|---|---|
| Date | May 19, 2025 |
| Instrument | D2025-003855 |
| Name | US MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 296 Months |
| Due | Jan 1, 2050 |
Source: Effingham County assessment roll, as of December 22, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Effingham County |
| Unified School District | Effingham County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $124,701 (-1.16%) Land $22,800 Building $101,901 | $311,752 (-1.16%) Land $57,000 Building $254,752 | |
| 2025 | $4,270.00 Homeowner's exemption | $126,164 Land $22,800 Building $103,364 | $315,411 Land $57,000 Building $258,411 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 22 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 22 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · lower than 61% of Georgia |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
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