Schoharie County and Cobleskill Town property record for 122 Washington Ave, Cobleskill, NY 12043
| Property Type | Duplex |
|---|---|
| Details | 6 bd · 2 ba · 2,412 sqft · built 1880 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $67,000 (May 2022) |
| Tax Bill | $4,786 (2026) |
| Deeds & Mortgages | Sep 2026 Sale Apr 2024 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 432601 68.5-3-45 |
| Primary APN | 432601 68.5-3-45 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,412 sqft Total Area |
| 1st Floor Area | 1,301 sqft |
| 2nd Floor Area | 1,111 sqft |
| Year Built | Built 1880 |
|---|---|
| Effective Year Built | Effective 1880 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Lot Area | 8,712 sqft (0.2 acres) |
| Lot Dimensions | 135 ft deep x 66 ft wide |
| Garage Type | Detached |
| Garage Area | 432 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 447 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 431A101076 |
|---|---|
| Street Address | 122 WASHINGTON AVE |
| City | COBLESKILL |
| State | NY |
| Zip | 12043-4670 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | R1 |
| Legal Description | 2 FAM HOU GAR |
| Legal Block | 3 |
| Legal Lot Number | 45.000 |
| Jurisdiction | SCHOHARIE NY |
| Township / Civil Division | COBLESKILL |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 740200 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Cobleskill Historic District listed 1978 · 188 contributing resources · NRIS 78001910 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Schoharie County and Cobleskill Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 122 WASHINGTON AVE, COBLESKILL, NY 12043-4670 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 9, 2026 | Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| Apr 2, 2024 | Deed of Trust, Mortgage · Stand-Alone Refinance GREAT HM MTG OF NY IN |
| May 2, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance ROCK NORTH FUNDING LL |
| May 2, 2022 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 2, 2022 · Amount on Record |
| Deed Sale | May 2, 2022 · Amount on Record |
| Prior Sale | Sep 25, 2015 · Amount on Record |
| Deed Document Number | 2022809852 |
| Deed Book / Page | 1163 / 4 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHOHARIE NY |
| Recording Date | Sep 9, 2026 |
| Property Address | 122 WASHINGTON AVE, COBLESKILL, NY 12043-4670 |
| Document Number | 0000833358 |
| Book / Page | 1262 / 272 |
| Instrument Date | Jul 21, 2026 |
| Instrument | 2026833358 |
| Transaction Type | Transfer |
| Record Updated | Sep 15, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHOHARIE NY |
| Property Address | 122 WASHINGTON AVE, COBLESKILL, NY 12043-4670 |
| Transaction Type | Mortgage |
| Record Updated | Apr 23, 2024 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Name | Verified Name |
|---|
| Document Number | 0002072/62 |
|---|---|
| Date | Apr 2, 2024 |
| Book Page | 2072/62 |
| Instrument | 824772 |
| Name | GREAT HM MTG OF NY IN |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHOHARIE NY |
| Property Address | 122 WASHINGTON AVE, COBLESKILL, NY 12043-4670 |
| Transaction Type | Mortgage |
| Record Updated | Mar 19, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0001994/47 |
|---|---|
| Date | May 2, 2022 |
| Book Page | 1994/47 |
| Instrument | 809853 |
| Name | ROCK NORTH FUNDING LL |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHOHARIE NY |
| Recording Date | May 2, 2022 |
| Property Address | 122 WASHINGTON AVE, COBLESKILL, NY 12043-4670 |
| Document Number | 00001163/4 |
| Book / Page | 1163 / 4 |
| Instrument Date | Feb 23, 2022 |
| Instrument | 809852 |
| Transaction Type | Transfer |
| Record Updated | May 24, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 223 GROVENORS CORNERS RD, COBLESKILL, NY 12043-5900 |
Source: Schoharie County and Cobleskill Town assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schoharie County |
| County Subdivision | Cobleskill Town |
| Municipality | Cobleskill Village |
| Unified School District | Cobleskill-Richmondville Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,786.00 (+5.19%) | ||
| 2025 | $4,550.00 (-38.21%) | $78,000 (-) Land $12,500 Building $65,500 | $159,184 (+16.33%) Land $25,510 Building $133,674 |
| 2023 | $78,000 Land $12,500 Building $65,500 | $136,842 Land $21,930 Building $114,912 | |
| 2020 | $7,364.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 5 (1996–2011) |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COBLESKILL VILLAGE serves 4,678 people · EPA ID NY4700094 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | Turbidity resolved · Aug 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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