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122 Walnut Hill Dr, Saint Charles, MO 63304 Property Records

St. Charles County property record for 122 Walnut Hill Dr, Saint Charles, MO 63304

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,780 sqft · built 1988
Lot Size0.18 acres (7,841 sqft)
OwnerCompany Name on Record
Last Sale$235,000 (Nov 2018)
Tax Bill$3,138 (2025)
Deeds & MortgagesSep 2021 Mortgage
Nov 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNA883001650

Property Details

APN / Parcel Number

Primary APNA883001650
Alternative APN
  • 3-157C-6263-00-0106.0000000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,780 sqft Living Area
Gross Area2,444 sqft
1st Floor Area1,058 sqft
Basement Area588 sqft
Finished Basement344 sqft
Unfinished Basement244 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Architectural StyleBi-Level
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area7,841 sqft (0.18 acres)
TerrainRolling
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area40 sqft
Deck AreaDeck Area
Patio Area312 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Account NumberA883001650
Street Address122 WALNUT HILL DR
CitySAINT CHARLES
StateMO
Zip63304-4547
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWALNUT CREEK #1 LOT 106
Legal SubdivisionWALNUT CREEK #1
Legal Lot Number106
JurisdictionST CHARLES MO
Township / Civil DivisionCOTTLEVILLE
Census Block Group1
Census Block1008
Census Tract311114

Owner

Source: St. Charles County records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address122 WALNUT HILL DR, SAINT CHARLES, MO 63304-4547
Owner TypeCompany
VestingTrust, Revocable Living Trust

Deeds, Mortgages & Sale History

DateDocument
Sep 20, 2021Deed of Trust, Mortgage · VA Mortgage
PENNYMAC LOAN SERVICES LLC
Nov 5, 2018Warranty Deed, Transfer · VA Mortgage
VETERANS UNITED HM LNS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 5, 2018 · Amount on Record
Deed SaleNov 5, 2018 · Amount on Record
Deed Document Number2018629730
Deed Book / Page6999 / 934
Last Transfer DateJun 25, 2025
Transfer Doc0000027636
Record UpdatedOct 29, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address122 WALNUT HILL DR, SAINT CHARLES, MO 63304-4547
Transaction TypeMortgage
Record UpdatedSep 30, 2021
Title CompanyATG

Transferred To (Grantee/Buyer)

NameVerified Name
Address122 WALNUT HILL DR, SAINT CHARLES, MO 63304-4547

Mortgage

Document Number2021R078338
DateSep 20, 2021
Instrument2021R-078338
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2051

November 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateNov 5, 2018
Property Address122 WALNUT HILL DR, SAINT CHARLES, MO 63304-4547
Document Number0069990934
Book / Page006999 / 000934
Instrument DateOct 31, 2018
Instrument629730
Transaction TypeTransfer
Record UpdatedDec 4, 2018
Title CompanyUS TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address122 WALNUT HILL DR ST CHARLES MO 633044547, ST CHARLES, MO 63304-4547

Mortgage

Document Number69990936
DateNov 5, 2018
Book Page006999/000936
Instrument629740
Lender
NameVETERANS UNITED HM LNS
TypeFunding / Finance Company
AddressCOLUMBIA, MO 65203
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueNov 4, 2048

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
Unified School DistrictFrancis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$52,799 (-)$277,890 (-) Land $81,250 Building $196,640
2025$3,138.00$52,799 (+10.64%)$277,890 (+10.64%) Land $81,250 Building $196,640
2023$47,720
2022$251,157 Land $81,250 Building $169,907

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES COUNTY PWSD 2
serves 100,587 people · EPA ID MO6024530
Water SourcePurchased surface water from ST LOUIS CITY PWS
Last State InspectionAug 2023
Also Mapped HereMO AMERICAN ST LOUIS ST CHARLES COUNTIES
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 486 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
i3 Broadband
Fiber		8,000 / 8,000
AT&T
Fiber · DSL		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
Wisper ISP
Fixed Wireless		400 / 30
T-Mobile
Fixed Wireless		100 / 20

May also be available: Verizon.

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