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122 W Main St, Midway, KY 40347 Property Records

Woodford County property record for 122 W Main St, Midway, KY 40347

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 2,412 sqft
OwnerIndividual Name on File
Tax Bill$2,365 (2025)
Deeds & MortgagesOct 2025 Line of Credit
Nov 2024 Line of Credit
Flood ZoneZone X (minimal risk)
APN38-5005-009-00

Property Details

APN / Parcel Number

Primary APN38-5005-009-00
Alternative APNs
  • 36961
  • 9319

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area2,412 sqft Living Area
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Exterior MaterialWood
Foundation TypeConcrete
PorchPorch
Porch Area448 sqft

Location & Zoning

Account Number36961
Street Address122 W MAIN ST
CityMIDWAY
StateKY
Zip40347-5025
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description1 1/2 S
JurisdictionWOODFORD KY
Township / Civil DivisionMIDWAY
Census Block Group1
Census Block1034
Census Tract50400

Owner

Source: Woodford County records · APN 38-5005-009-00

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-owner2 Verified Secondary Owners
Mailing AddressPO BOX 52, MIDWAY, KY 40347-0052
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 10, 2025Deed of Trust, Mortgage · Line of Credit
FIRST COMMONWEALTH FCU
Nov 07, 2024Intrafamily Transfer, Transfer · Line of Credit
COMMONWEALTH CREDIT UNION

Assessor's Deed Record

Deed Names3 Verified Names on Deed
Last Transfer DateNov 07, 2024
Transfer Doc00D349/530
Record UpdatedJun 08, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWOODFORD KY
Property Address122 W MAIN ST, MIDWAY, KY 40347-5025
Transaction TypeMortgage
Record UpdatedDec 15, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0M1017/669
DateOct 10, 2025
Book PageM1017/669
Instrument283838
Lender
NameFIRST COMMONWEALTH FCU
TypeCredit Union
AddressPO BOX 978, FRANKFORT, KY 40602
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Change FrequencyMonthly

November 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionWOODFORD KY
Recording DateNov 07, 2024
Property Address122 W MAIN ST, MIDWAY, KY 40347-5025
Document Number00D349/530
Book / PageD349 / 530
Map ReferenceCAB D SL 66
Instrument DateNov 06, 2024
Instrument268814
Transaction TypeTransfer
Record UpdatedDec 15, 2025

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 52, MIDWAY, KY 40347-0052

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 52, MIDWAY, KY 40347-0052

Mortgage

Document Number0000270191
DateNov 07, 2024
Instrument270191
Lender
NameCOMMONWEALTH CREDIT UNION
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Woodford County records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateKentucky
CountyWoodford County
MunicipalityMidway City
Unified School DistrictWoodford County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,365.00 (+49.12%)$260,000 (+67.74%)$260,000 (+67.74%)
2023$1,586.00$155,000$155,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 21, 2017 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims7 (1978–2015)
Most Recent ClaimApr 2015 · river or lake flooding

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Metronet Holdings
Fiber		5,120 / 5,120
Uniti Group
Fiber · DSL		2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile USA
Fixed Wireless		100 / 20

Based on FCC filings for 269 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemMIDWAY MUNICIPAL WATER WORKS
serves 2,174 people
Water SourcePurchased surface water from FRANKFORT PLANT BOARD
Last State InspectionMay 2023
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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