Cecil County property record for 122 W Main St, Cecilton, MD 21913
| Property Type | Bank, Financial Building |
|---|---|
| Details | 3,868 sqft |
| Lot Size | 0.744 acres (32,408 sqft) |
| Owner | Company Name on Record |
| Last Sale | $360,000 (Feb 2022) |
| Tax Bill | $7,597 (2025) |
| Deeds & Mortgages | Feb 2022 Sale & Mortgage Dec 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-027891 |
| Primary APN | 01-027891 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 3,868 sqft Total Area |
| 1st Floor Area | 3,868 sqft |
| Flooring | Tile |
| Exterior Material | Brick Veneer |
|---|---|
| Construction Type | Wood |
| Fire Resistance | Wood or Wood & Steel Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 32,408 sqft (0.744 acres) |
| Porch | Porch |
|---|---|
| Porch Area | 266 sqft |
| Shed | 1 Shed |
| Shed Area | 396 sqft |
| Canopy | 440 sqft |
| Loading Dock | 266 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 027891 |
|---|---|
| Street Address | 122 W MAIN ST |
| City | CECILTON |
| State | MD |
| Zip | 21913-1004 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Bank, Financial Building |
| Local Zoning Code | TC |
| Legal Description | .744 ACRE 122 WEST MAIN STREET CECILTON |
| Jurisdiction | CECIL MD |
| Township / Civil Division | 1, CECILTON |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 30100 |
Source: Cecil County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 1261 CRYSTAL BEACH RD, EARLEVILLE, MD 21919-2118 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Feb 16, 2022 | Deed, Transfer · Unknown CECIL BANK |
| Dec 12, 2018 | Deed of Trust, Mortgage TD BK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 16, 2022 · Amount on Record |
| Deed Sale | Feb 16, 2022 · Amount on Record |
| Prior Sale | Jan 28, 1998 · Amount on Record |
| Deed Document Number | 2022 |
| Deed Book / Page | 5106 / 301 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CECIL MD |
| Recording Date | Feb 16, 2022 |
| Property Address | 122 W MAIN ST, CECILTON, MD 21913-1089 |
| Document Number | 0051060301 |
| Book / Page | 5106 / 301 |
| Map Reference | LB PC 1103 FO 13 |
| Instrument Date | Jan 31, 2022 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1261 CRYSTAL BEACH RD, EARLEVILLE, MD 21919-2118 |
| Document Number | 0005106304 |
|---|---|
| Date | Feb 16, 2022 |
| Instrument | 5106/304 |
| Name | CECIL BANK |
|---|---|
| Type | Bank |
| Type | Unknown |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CECIL MD |
| Property Address | 122 W MAIN ST, CECILTON, MD 21913-1089 |
| Document Number | 0043400459 |
| Instrument Date | Dec 12, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2020 |
| Title Company | OTHER |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 501 CAPITOL TRL NEWARK DE 197115596, NEWARK, DE 19711-5596 |
| Document Number | 0043400459 |
|---|---|
| Date | Dec 21, 2018 |
| Book Page | 004340/000459 |
| Name | TD BK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19808 |
| Amount | Amount Recorded |
|---|
Source: Cecil County assessment roll, as of August 12, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Cecil County |
| Municipality | Cecilton Town |
| Unified School District | Cecil County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $548,467 (+14.36%) | $582,900 (+21.54%) Land $103,600 Building $479,300 | |
| 2025 | $7,597.00 (+19.04%) | ||
| 2023 | $6,382.00 | $479,600 Land $103,600 Building $376,000 | $479,600 Land $103,600 Building $376,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF CECILTON serves 477 people · EPA ID MD0070004 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Lead | 16 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead public education Nov 2021 Corrosion control Apr 2021 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| BridgeMAXX Suncoast Broadband Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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