122 W Laurel St, Georgetown, DE 19947 Property Records

Sussex County property record for 122 W Laurel St, Georgetown, DE 19947

Property Summary

Property Type	Single Family Home
Details	3 bd · 864 sqft · built 1986
Lot Size	0.192 acres (8,381 sqft)
Owner	2 Individual Names on Record
Tax Bill	$563 (2026)
Deeds & Mortgages	Aug 2022 Refinance Apr 2020 Refinance
Flood Zone	Zone X (minimal risk)
APN	`135-19.08-92.00`

Property Details

APN / Parcel Number

Primary APN	`135-19.08-92.00`

Interior

Bedrooms	3 Beds
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	864 sqft Living Area
Elevator	Elevator

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Lot Area	8,381 sqft (0.192 acres)
Lot Dimensions	127 ft deep x 66 ft wide
Pool Area	200 sqft

Location & Zoning

Street Address	122 W LAUREL ST
City	GEORGETOWN
State	DE
Zip	19947-1445
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TN
Legal Description	ROBINSONS ADDITION LOT 12
Legal Subdivision	GEORGETOWN
Legal Lot Number	12
Jurisdiction	SUSSEX DE
Township / Civil Division	GEORGETOWN
Census Block Group	1
Census Block	1051
Census Tract	50503

Owner

Source: Sussex County records, as of September 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	122 W LAUREL ST, GEORGETOWN, DE 19947-1445
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance DEL ONE FEDERAL CREDIT UNION
Apr 30, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 4, 2010
Deed Sale	Aug 4, 2010
Deed Book / Page	3811 / 193
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX DE
Property Address	122 W LAUREL ST, GEORGETOWN, DE 19947-1445
Transaction Type	Mortgage
Record Updated	Sep 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0212700197
Date	Aug 24, 2022
Book Page	21270/197
Instrument	20220000039556

Lender

Name	DEL ONE FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Sep 1, 2042

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX DE
Property Address	122 W LAUREL ST, GEORGETOWN, DE 19947-1445
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0183420127
Date	Apr 30, 2020
Book Page	18342/127
Instrument	20200000017569

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2035

Tax Assessment & Valuation

Source: Sussex County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Delaware
County	Sussex County
Municipality	Georgetown Town
Unified School District	Indian River School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$563.00 (-0.35%)	$14,000 (-) Land $1,650 Building $12,350	$253,600 (-) Land $55,700 Building $197,900
2025	$565.00 (-16.67%)	$14,000 (-) Land $1,650 Building $12,350	$253,600 (+7%) Land $55,700 Building $197,900
2023	$678.00	$14,000 Land $1,650 Building $12,350	$31,700 Land $3,300 Building $28,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 47% of Delaware
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GEORGETOWN WATER DEPARTMENT serves 7,259 people · EPA ID DE0000592
Water Source	Groundwater
Last State Inspection	Feb 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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