122 W 54th St, Savannah, GA 31405 Property Records

Chatham County property record for 122 W 54th St, Savannah, GA 31405

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 980 sqft · built 1990
Lot Size	0.154 acres (6,726 sqft)
Owner	Individual Name on File
Last Sale	$231,990 (May 2026)
Tax Bill	$1,555 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Apr 2025 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`2-0091-19-011`

Property Details

APN / Parcel Number

Primary APN	`2-0091-19-011`
Alternative APN	`H438545`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	980 sqft Living Area
1st Floor Area	1,128 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,726 sqft (0.154 acres)
Lot Dimensions	118 ft deep x 57 ft wide
Garage Area	450 sqft
Porch	Slab
Porch Area	112 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	122 W 54TH ST
City	SAVANNAH
State	GA
Zip	31405-3261
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM25
Legal Description	LOT LETTER E DUTTON WARD
Legal Subdivision	WEST BULL
Legal Lot Number	E
Jurisdiction	CHATHAM GA
Township / Civil Division	SAVANNAH
Census Block Group	3
Census Block	3023
Census Tract	2800

Owner

122 W 54th St is owned and occupied by an individual who bought it in May 2026.

Source: Chatham County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	122 W 54TH ST, SAVANNAH, GA 31405-3261
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 29, 2026	Warranty Deed, Transfer · VA Mortgage PENNYMAC LOAN SERVICES LLC
Apr 22, 2025	Deed of Trust, Mortgage WORKMENS CIRCLE CREDIT UNION
Apr 17, 2024	Warranty Deed, Transfer
Oct 18, 2021	Warranty Deed, Transfer
Feb 27, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 29, 2026 · Amount on File
Deed Sale	May 29, 2026 · Amount on File
Prior Sale	Apr 17, 2024 · Amount on File
Deed Book / Page	3995 / 267
Prior Transfer Date	Jan 31, 2014
Prior Transfer Doc	00394D0743
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	May 29, 2026
Property Address	122 W 54TH ST, SAVANNAH, GA 31405-3261
Document Number	3995000267
Book / Page	3995 / 267
Instrument Date	May 29, 2026
Transaction Type	Transfer
Record Updated	Jul 13, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	122 W 54TH ST, SAVANNAH, GA 31405-3261

Mortgage

Document Number	3995000269,
Date	May 29, 2026
Book Page	3995/269

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.3%
Max Rate	-1%

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	122 W 54TH ST, SAVANNAH, GA 31405-3261
Transaction Type	Mortgage
Record Updated	Oct 3, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	122 W 54TH ST, SAVANNAH, GA 31405-3261
Investor	Possibly a Property Investor

Mortgage

Document Number	0036470706
Date	Apr 22, 2025
Book Page	0000003647/0000000706

Lender

Name	WORKMENS CIRCLE CREDIT UNION

Agreement

Amount	Amount on Record
Term	60 Months
Due	Jan 1, 2030

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Apr 17, 2024
Property Address	122 W 54TH ST, SAVANNAH, GA 31405-3261
Document Number	0033530560
Book / Page	3353 / 560
Instrument Date	Apr 17, 2024
Transaction Type	Transfer
Record Updated	May 10, 2024

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	122 W 54TH ST, SAVANNAH, GA 31405-3261
Investor	Possibly a Property Investor

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Oct 18, 2021
Property Address	122 W 54TH ST, SAVANNAH, GA 31405-3261
Document Number	2576/461
Book / Page	2576 / 461
Instrument Date	Oct 18, 2021
Instrument	2021-013566
Transaction Type	Transfer
Record Updated	Nov 8, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	330 LENOX RD APT 6H, 6H, BROOKLYN, NY 11226-2258

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Feb 27, 2017
Property Address	122 W 54TH ST, SAVANNAH, GA 31405-3261
Document Number	0010220421
Book / Page	1022 / 421
Instrument Date	Feb 27, 2017
Instrument	2017-001811
Transaction Type	Transfer
Record Updated	Apr 25, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2121 WESTLAKE AVE, SAVANNAH, GA 31405-2849

Tax Assessment & Valuation

The 2025 property tax bill for 122 W 54th St was $1,555, down 31.9% from the year before.

Source: Chatham County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Chatham County
Municipality	Savannah City
Unified School District	Chatham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$62,640 (+1.69%) Land $10,560 Building $52,080	$156,600 (+1.69%) Land $26,400 Building $130,200
2025	$1,555.00 (-31.92%)	$61,600 Land $10,560 Building $51,040	$154,000 Land $26,400 Building $127,600
2024	$2,284.00
2023		$58,200 (+70.37%) Land $10,560 Building $47,640	$145,500 (+70.37%) Land $26,400 Building $119,100
2022	$1,860.00	$34,160 Land $6,400 Building $27,760	$85,400 Land $16,000 Building $69,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 122 W 54th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2009.

Source: FEMA National Flood Hazard Layer, effective October 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (2009)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2009 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 122 W 54th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.2% of Georgia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAVANNAH-MAIN serves 168,958 people · EPA ID GA0510003
Water Source	Groundwater
Last State Inspection	May 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 432 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: ClearWave, LiveOak Fiber, Seimitsu, T-Mobile.

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