122 W 33rd St, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 122 W 33rd St, Covington, KY 41015

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,380 sqft
Lot Size	0.08 acres (3,485 sqft)
Owner	2 Individual Names on Record
Last Sale	$120,000 (Jul 2019)
Tax Bill	$1,600 (2025)
Deeds & Mortgages	Jul 2019 Sale & Mortgage Jan 2019 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`056-13-08-023.00`

Property Details

APN / Parcel Number

Primary APN	`056-13-08-023.00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,380 sqft Finished Area
Gross Area	1,455 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Exterior Material	Aluminum/Vinyl
Foundation Type	Stone
Roof Material	Composition Shingle
Lot Area	3,485 sqft (0.08 acres)
Lot Dimensions	100 ft deep x 33 ft wide
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	122 W 33RD ST
City	COVINGTON
State	KY
Zip	41015-1111
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEHON LOT 144
Legal Subdivision	SEHON
Legal Lot Number	144
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	1
Census Block	1019
Census Tract	61400

Owner

Source: Kenton County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	122 W 33RD ST, COVINGTON, KY 41015-1111
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2019	Warranty Deed, Transfer · FHA Mortgage AMERICAN MTG SVC
Jan 30, 2019	Trustee's Deed, Construction Loan · Line of Credit HERITAGE BK
Dec 3, 2018	Warranty Deed, Transfer STEWART TITLE
Dec 3, 2018	Warranty Deed, Transfer STEWART TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 10, 2019 · Amount on Record
Deed Sale	Jul 10, 2019 · Amount on Record
Prior Sale	Dec 3, 2018 · Amount on Record
Deed Document Number	201907 10 059 00250
Deed Book / Page	6701 / 41
Record Updated	Oct 29, 2026

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Jul 10, 2019
Property Address	122 W 33RD ST, COVINGTON, KY 41015-1111
Document Number	0000000250
Book / Page	0C6701 / 000041
Instrument Date	Jun 28, 2019
Instrument	250
Transaction Type	Transfer
Record Updated	Aug 1, 2019
Title Company	SPRINGDALE TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$120.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	122 W 33RD ST COVINGTON KY 410151111, COVINGTON, KY 41015-1111

Mortgage

Document Number	252
Date	Jul 10, 2019
Book Page	0C6701/000045
Instrument	252

Lender

Name	AMERICAN MTG SVC
Type	Mortgage Company
Address	CINCINNATI, OH 45246

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 9, 2049

Mortgage

Document Number	253,
Date	Jul 10, 2019
Book Page	0C6701/000059
Instrument	253

Lender

Name	KENTUCKY HSNG
Address	FRANKFORT, KY 40601

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jul 9, 2029

Interest

Rate Type	Adjustable Rate
Rate	12%

January 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	KENTON KY
Recording Date	Jan 30, 2019
Property Address	122 W 33RD ST, COVINGTON, KY 41015-1111
Book / Page	0C6591 / 000085
Instrument Date	Jan 18, 2019
Instrument	37
Transaction Type	Construction Loan
Record Updated	Feb 7, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1488 VISTAGLEN CIR FLORENCE KY 41042, FLORENCE, KY 41042

Mortgage

Document Number	0000000037
Date	Jan 30, 2019
Book Page	0C6591/000085
Instrument	37

Lender

Name	HERITAGE BK
Type	Bank
Address	UNION, KY 41091

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Jan 29, 2020

Interest

Rate Type	Adjustable Rate

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Dec 3, 2018
Property Address	122 W 33RD ST, COVINGTON, KY 41015-1111
Document Number	0000000086
Book / Page	0C6555 / 000134
Instrument Date	Nov 28, 2018
Instrument	86
Transaction Type	Transfer
Record Updated	Dec 13, 2018
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Tax	$29.04
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	807 MONROE ST NEWPORT KY 410712062, NEWPORT, KY 41071-2062

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Dec 3, 2018
Property Address	122 W 33RD ST, COVINGTON, KY 41015-1111
Document Number	0000000087
Book / Page	0C6555 / 000137
Instrument Date	Nov 28, 2018
Instrument	87
Transaction Type	Transfer
Record Updated	Dec 13, 2018
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Tax	$38.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1488 VISTAGLEN CIR UNION KY 410918276, UNION, KY 41091-8276

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$133,900 (+10.84%) Land $10,000 Building $123,900	$133,900 (+10.84%) Land $10,000 Building $123,900
2025	$1,600.00 (-0.56%)	$120,800 (-) Land $5,000 Building $115,800	$120,800 (-) Land $5,000 Building $115,800
2023	$1,609.00	$120,800 Land $5,000 Building $115,800	$120,800 Land $5,000 Building $115,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 663 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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