Berkeley County property record for 122 Vision Ln, Falling Waters, WV 25419
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,496 sqft · built 1964 |
| Lot Size | 0.78 acres (33,977 sqft) |
| Owner | Company Name on Record |
| Last Sale | $355,000 (Feb 2025) |
| Tax Bill | $1,528 (2025) |
| Deeds & Mortgages | Feb 2026 Mortgage Mar 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-10-0031.0004 |
| Primary APN | 02-10-0031.0004 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,496 sqft Living Area |
| 1st Floor Area | 1,912 sqft |
| Game Room | Game Room |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 1964 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 33,977 sqft (0.78 acres) |
| Garage Type | Basement |
| Garage Area | 288 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 530 sqft |
| Patio Area | 600 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 06130992 |
|---|---|
| Street Address | 122 VISION LN |
| City | FALLING WATERS |
| State | WV |
| Zip | 25419-4533 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | .78 AC LOTS 9 & 12 BLK A WN DUNN SD |
| Legal Subdivision | DUNN SD |
| Legal Block | A |
| Legal Lot Number | 9,12 12 |
| Jurisdiction | BERKELEY WV |
| Township / Civil Division | POTOMAC |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 971101 |
Source: Berkeley County records, as of November 14, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Owner Type | Company |
| Date | Document |
|---|---|
| Feb 5, 2026 | Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU |
| Mar 19, 2020 | Deed of Trust, Mortgage · Conventional Mortgage INTEGRITY HOME MORTGAGE CORP |
| Dec 17, 2018 | Deed, Transfer · Conventional Mortgage INTEGRITY HOME MORTGAGE CORP |
| Jul 12, 2018 | Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 18, 2025 · Amount on Record |
| Deed Sale | Feb 18, 2025 · Amount on Record |
| Prior Sale | Dec 17, 2018 · Amount on Record |
| Deed Document Number | 20250004509 |
| Deed Book / Page | 1514 / 51 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKELEY WV |
| Property Address | 122 VISION LN, FALLING WATERS, WV 25419-4533 |
| Transaction Type | Mortgage |
| Record Updated | Feb 25, 2026 |
| Name | Verified Name |
|---|
| Document Number | 004359/522 |
|---|---|
| Date | Feb 5, 2026 |
| Book Page | 4359/522 |
| Instrument | 20260003814 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKELEY WV |
| Property Address | 122 VISION LN, FALLING WATERS, WV 25419-4533 |
| Transaction Type | Mortgage |
| Record Updated | Jun 13, 2023 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 003477/179 |
|---|---|
| Date | Mar 19, 2020 |
| Book Page | 3477/179 |
| Instrument | 20200007775 |
| Name | INTEGRITY HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | BERKELEY WV |
| Recording Date | Dec 17, 2018 |
| Property Address | 122 VISION LN, FALLING WATERS, WV 25419-4533 |
| Document Number | 0001233/90 |
| Book / Page | 1233 / 90 |
| Map Reference | DB 211 PG 91 |
| Instrument Date | Dec 13, 2018 |
| Instrument | 20180046577 |
| Transaction Type | Transfer |
| Record Updated | Jun 13, 2023 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,786.40 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 122 VISION LN, FALLING WATERS, WV 25419-4533 |
| Investor | Possibly a Property Investor |
| Document Number | 003325/628 |
|---|---|
| Date | Dec 17, 2018 |
| Book Page | 3325/628 |
| Instrument | 20180046580 |
| Name | INTEGRITY HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2049 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | BERKELEY WV |
| Recording Date | Jul 12, 2018 |
| Property Address | 122 VISION LN, FALLING WATERS, WV 25419-4533 |
| Document Number | 001217/565 |
| Book / Page | 1217 / 565 |
| Map Reference | DD 211 PG 91 |
| Instrument Date | Jul 5, 2018 |
| Instrument | 20180026091 |
| Transaction Type | Transfer |
| Record Updated | Sep 8, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $440.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 126 E BURKE ST, MARTINSBURG, WV 25401-4302 |
| Investor | Possibly a Property Investor |
Source: Berkeley County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | West Virginia |
| County | Berkeley County |
| Unified School District | Berkeley County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,528.00 (-1.36%) | $125,700 (+2.5%) Land $36,120 Building $89,580 | $209,500 (+2.5%) Land $60,200 Building $149,300 |
| 2023 | $1,549.00 | $122,640 Land $32,820 Building $89,820 | $204,400 Land $54,700 Building $149,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 7, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 27 (1985–2025) |
| Claims Outside the SFHA | 3 of 27 |
| Most Recent Claim | May 2025 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 79% of West Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BERKELEY COUNTY PSWD-POTOMAC RIVER serves 69,372 people · EPA ID WV3300218 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
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