Polk County property record for 122 Vineyard Rd, Tryon, NC 28782 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2.5 ba · 924 sqft · built 1937 |
| Lot Size | 0.89 acres (38,768 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,021 (2025) |
| Deeds & Mortgages | Oct 2025 Second Mortgage Oct 2019 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | P35-158 |
| Primary APN | P35-158 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Building Area | 924 sqft Finished Area |
| Basement Area | 462 sqft |
| Unfinished Basement | 462 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1937 |
|---|---|
| Effective Year Built | Effective 1965 |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 38,768 sqft (0.89 acres) |
| Garage Type | Detached |
| Garage Area | 768 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Porch |
| Deck Area | Deck Area |
| Account Number | 52712 |
|---|---|
| Street Address | 122 VINEYARD RD |
| City | TRYON |
| State | NC |
| Zip | 28782-2526 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | P35C, P35C P35C |
| Jurisdiction | POLK NC |
| Township / Civil Division | TRYON |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 920303 |
Source: Polk County records · APN P35-158
Assessment roll updated September 30, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 122 VINEYARD RD, TRYON, NC 28782-2526 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Her Husband |
| Date | Document |
|---|---|
| Oct 31, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage FIFTH THIRD BANK NA |
| Oct 15, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance FIRST CITIZEN B&T CO |
| Oct 15, 2019 | Deed of Trust, Mortgage · ARM FIRST CITIZEN B&T CO |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 29, 2014 |
| Deed Sale | Sep 29, 2014 |
| Prior Sale | Jul 24, 2007 · Amount on Record |
| Deed Book / Page | 408 / 2051 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK NC |
| Property Address | 122 VINEYARD RD, TRYON, NC 28782-2526 |
| Transaction Type | Mortgage |
| Record Updated | Nov 19, 2025 |
| Name | Verified Name |
|---|---|
| Address | 122 VINEYARD RD, TRYON, NC 28782-2526 |
| Document Number | 000495/981 |
|---|---|
| Date | Oct 31, 2025 |
| Book Page | 495/981 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 25, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK NC |
| Property Address | 122 VINEYARD RD, TRYON, NC 28782-2526 |
| Transaction Type | Mortgage |
| Record Updated | Feb 07, 2021 |
| Name | Verified Name |
|---|
| Document Number | 443/1956 |
|---|---|
| Date | Oct 15, 2019 |
| Book Page | 443/1956 |
| Name | FIRST CITIZEN B&T CO |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK NC |
| Property Address | 122 VINEYARD RD, TRYON, NC 28782-2526 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 443/1939 |
|---|---|
| Date | Oct 15, 2019 |
| Book Page | 443/1939 |
| Name | FIRST CITIZEN B&T CO |
|---|
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Nov 01, 2034 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.3% |
| Type Change Date | Nov 01, 2026 |
| Index | 1-Month LIBOR |
Source: Polk County records · Assessment roll updated September 30, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Polk County |
| Unified School District | Polk County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,021.00 (+43.44%) | $356,646 (+74.93%) Land $44,500 Building $312,146 | $356,646 (+74.93%) Land $44,500 Building $312,146 |
| 2023 | $1,409.00 | $203,876 Land $35,600 Building $168,276 | |
| 2021 | $203,876 Land $35,600 Building $168,276 |
Source: FEMA National Flood Hazard Layer, Polk County (37149C), updated July 8, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 50% of the US · above 72% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 855 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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