122 Vail St, Midland, MI 48642 Property Records

Midland County property record for 122 Vail St, Midland, MI 48642

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 1,198 sqft · built 1992
Lot Size	0.041 acres (1,799 sqft)
Owner	Trust Name on File
Last Sale	$130,000 (Jun 2013)
Tax Bill	$2,599 (2024)
Deeds & Mortgages	Mar 2021 Transfer Mar 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`14-10-50-560`

Property Details

APN / Parcel Number

Primary APN	`14-10-50-560`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,198 sqft Living Area
1st Floor Area	776 sqft
Basement Area	776 sqft
Unfinished Basement	767 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Condo/Apartment
Lot Area	1,799 sqft (0.041 acres)
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	122 VAIL ST
City	MIDLAND
State	MI
Zip	48642-3628
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	OS
Legal Description	UNIT 8 VAIL STREET CONDO L 710 P 269-316
Legal Subdivision	VAIL STREET CONDO
Legal Tract	8
Legal Unit	8
Jurisdiction	MIDLAND MI
Township / Civil Division	MIDLAND
Census Block Group	4
Census Block	4013
Census Tract	290300

Owner

122 Vail St, a condominium, is owner-occupied and held in a trust since March 2021.

Source: Midland County records, as of July 29, 2025

Owner of Record	Trust Name on File
Mailing Address	122 VAIL ST, MIDLAND, MI 48642-3628
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2021	Intrafamily Transfer, Transfer MICHIGAN TRUSTED TITLE AGENCY, MICHIGAN TRUSTED TITLE AGCY
Mar 17, 2021	Quit Claim Deed, Transfer · Conventional Mortgage MEMBERS FIRST CU
Dec 10, 2018	Intrafamily Transfer, Transfer
Dec 3, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 26, 2013 · Amount on File
Deed Sale	Jun 26, 2013 · Amount on File
Deed Book / Page	1567 / 1423
Last Transfer Date	Mar 11, 2021
Transfer Doc	1643/1085
Record Updated	Jun 8, 2026

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MIDLAND MI
Recording Date	Mar 17, 2021
Property Address	122 VAIL ST, MIDLAND, MI 48642-3628
Document Number	1643/1085
Book / Page	1643 / 1085
Map Reference	LB 710 PG 269
Instrument Date	Mar 11, 2021
Transaction Type	Transfer
Record Updated	May 18, 2021
Title Company	MICHIGAN TRUSTED TITLE AGENCY, MICHIGAN TRUSTED TITLE AGCY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	122 VAIL ST, MIDLAND, MI 48642-3628

March 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MIDLAND MI
Recording Date	Mar 17, 2021
Property Address	122 VAIL ST, MIDLAND, MI 48642-3628
Document Number	1643/1083
Book / Page	1643 / 1083
Map Reference	LB 710 PG 269
Instrument Date	Mar 11, 2021
Transaction Type	Transfer
Record Updated	May 18, 2021
Title Company	MICHIGAN TRUSTED TITLE AGENCY, MICHIGAN TRUSTED TITLE AGCY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	122 VAIL ST, MIDLAND, MI 48642-3628

Mortgage

Document Number	1643/1084
Date	Mar 17, 2021
Book Page	1643/1084

Lender

Name	MEMBERS FIRST CU
Type	Credit Union
Address	MIDLAND, MI 48641

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2036

December 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MIDLAND MI
Recording Date	Dec 10, 2018
Property Address	122 VAIL ST, MIDLAND, MI 48642-3628
Document Number	01620/00913
Book / Page	01620 / 00913
Instrument Date	Nov 26, 2018
Instrument	01620-00913
Transaction Type	Transfer
Record Updated	May 18, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	112 VAIL ST, 112, MIDLAND, MI 48642-3628

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	122 VAIL ST, MIDLAND, MI 48642-3628

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDLAND MI
Recording Date	Dec 3, 2018
Property Address	122 VAIL ST, MIDLAND, MI 48642-3628
Document Number	1620/677
Book / Page	1620 / 677
Instrument Date	Nov 26, 2018
Instrument	01620-00677
Transaction Type	Transfer
Record Updated	May 18, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	122 VAIL ST, MIDLAND, MI 48642-3628

Tax Assessment & Valuation

Source: Midland County assessment roll, as of July 29, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Midland County
Municipality	Midland City
Unified School District	Midland Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$101,500	$203,000
2024	$2,599.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 122 Vail St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 3, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 122 Vail St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MIDLAND serves 42,547 people · EPA ID MI0004370
Water Source	Purchased surface water from SAGINAW-MIDLAND WATER SUPPLY
Last State Inspection	Mar 2023
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 467 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Omni Fiber Fiber	10,000 / 10,000
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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