122 Upper Snowbird Trl, Beech Mountain (Banner Elk), NC 28604 Property Records

Watauga County property record for 122 Upper Snowbird Trl, Beech Mountain, NC 28604

Property Summary

Property TypeUnder Construction
Lot Size0.48 acres (20,909 sqft)
OwnerCompany Name on File
Last Sale$45,000 (Jun 2022)
Tax Bill$1,414 (2025)
Deeds & MortgagesMay 2023 Construction Loan
Jun 2022 Sale
Flood ZoneZone X (minimal risk)
APN1940-65-6409-000

Property Details

APN / Parcel Number

Primary APN1940-65-6409-000
Alternative APNs
  • 1619341
  • 1844703

Interior

Plumbing Fixtures16 Plumbing Fixtures

Exterior

Lot Area20,909 sqft (0.48 acres)

Utilities, Heating & Cooling

Heating FuelGas
Water SourceCommercial

Location & Zoning

Account Number1844703
Street Address122 UPPER SNOWBIRD TRL
CityBANNER ELK
StateNC
Zip28604
Property CategoryOther
Property TypeOther > Under Construction
Local Zoning CodeBMR2
Legal DescriptionPINNACLE RIDGE 140
Legal SubdivisionPINNACLE
JurisdictionWATAUGA NC
Township / Civil DivisionLAUREL CREEK
Census Block Group1
Census Block1035
Census Tract921000

Owner

Source: Watauga County records · APN 1940-65-6409-000

Assessment roll updated December 2, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address301 174TH ST, SUNNY ISLES BEACH, FL 33160-3206
Owner TypeCompany
VestingTrust, Revocable Trust

Deeds, Mortgages & Sale History

DateDocument
May 26, 2023Deed of Trust, Mortgage · Construction Mortgage
BANK OF TENNESSEE
Jun 21, 2022Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 21, 2022 · Amount on Record
Deed SaleJun 21, 2022 · Amount on Record
Prior SaleNov 09, 2007 · Amount on Record
Deed Document Number2022721577
Deed Book / Page2282 / 357
Record UpdatedSep 20, 2026

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWATAUGA NC
Property Address122 UPPER SNOWBIRD TRL, BEECH MOUNTAIN, NC 28604-8230
Transaction TypeMortgage
Record UpdatedJun 09, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address301 174TH ST 1015, 1015, SUNNY ISLES BEACH, FL 33160-3233

Mortgage

Document Number0023340308
DateMay 26, 2023
Book Page2334/308
Instrument731356
Lender
NameBANK OF TENNESSEE
TypeBank
AddressBUTLER, TN 37640
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term360 Months
DueMay 25, 2053
Interest
Rate TypeAdjustable Rate
Rate7.62%
Type Change DateNov 25, 2031
Change FrequencyAnnually
Min Rate At Change7.62%
Max Rate At Change9.62%
Index1-Year T-Bill
Margin3
Max Rate12.6%

June 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWATAUGA NC
Recording DateJun 21, 2022
Property Address122 UPPER SNOWBIRD TRL, BEECH MOUNTAIN, NC 28604-8230
Document Number0022820357
Book / Page2282 / 357
Map ReferenceMB 29 PG 27
Instrument DateJun 21, 2022
Instrument721577
Transaction TypeTransfer
Record UpdatedJun 07, 2023

Transaction

AmountAmount Recorded
Tax$90.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address8300 SHAGREEN CT, 8300, CHESTERFIELD, VA 23838-5126

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address301 174TH ST # 105, 105, SUNNY ISLES BEACH, FL 33160-3206

Tax Assessment & Valuation

Source: Watauga County records · Assessment roll updated December 2, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateNorth Carolina
MunicipalityBeech Mountain Town
CountyWatauga County
Unified School DistrictWatauga County Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,414.00$363,200 (+810.28%) Land $39,900 Building $323,300
2024$39,900 Land $39,900
2023$39,900 Land $39,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 17, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 16 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies16 in force
Nearby Flood Claims5 (2011–2020)
Claims Outside the SFHA5 of 5
Most Recent ClaimFeb 2020

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Loretto Telephone Company
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000

Based on FCC filings for 85 locations within half a mile of this property.

Cell Coverage

4G LTE (outdoors only), no 5G reported

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemTOWN OF BEECH MOUNTAIN
serves 2,468 people
Water SourceSurface water
Last State InspectionSep 2025
Lead5 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Jan 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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