122 Trinity St, Bay City, TX 77414 Property Records

Matagorda County property record for 122 Trinity St, Bay City, TX 77414

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,920 sqft · built 1987
Lot Size0.427 acres (18,600 sqft)
Owner2 Individual Names on Record
Tax Bill$4,737 (2026)
Deeds & MortgagesNov 2018 Mortgage
Flood ZoneZone X (moderate risk)
APN3701-0050-001900

Property Details

APN / Parcel Number

Primary APN3701-0050-001900
Alternative APN
  • 44500

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area2,920 sqft Living Area
Gross Area4,110 sqft
1st Floor Area1,460 sqft
Upper Floors Area1,460 sqft

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area18,600 sqft (0.427 acres)
Lot Dimensions155 ft deep x 120 ft wide
Garage TypeAttached
Garage Area756 sqft
PorchPorch
Porch Area434 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number3701-0050-001900
Street Address122 TRINITY ST
CityBAY CITY
StateTX
Zip77414-2140
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRIVER OAKS S/D LOT 19 BLK 5
Legal Block5
Legal Lot Number19
JurisdictionMATAGORDA TX
Township / Civil DivisionBAY CITY
Census Block Group1
Census Block1017
Census Tract730100

Owner

Source: Matagorda County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address122 TRINITY ST, BAY CITY, TX 77414-2140
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMATAGORDA TX
Property Address122 TRINITY ST, BAY CITY, TX 77414-2140
Transaction TypeMortgage
Record UpdatedJan 1, 2019

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2018006884
DateNov 19, 2018
Instrument2018-006884
Lender
NameROYAL UNITED MORTGAGE LLC
TypeMortgage Company
AddressINDIANAPOLIS, IN 46250
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term301 Months
DueDec 1, 2043

Tax Assessment & Valuation

Source: Matagorda County assessment roll, as of February 2, 2026

Property Jurisdictions

TypeName
StateTexas
CountyMatagorda County
Unified School DistrictBay City Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,737.00 (+291.16%) Homeowner's exemption Senior Citizen's exemption$291,970 (-2.06%) Land $56,450 Building $235,520$291,970 (-2.06%) Land $56,450 Building $235,520
2025$1,211.00 (-54.08%) Homeowner's exemption Senior Citizen's exemption$298,120 (+16.07%) Land $56,450 Building $241,670$298,120 (+16.07%) Land $56,450 Building $241,670
2023$256,850 Land $36,770 Building $220,080$256,850 Land $36,770 Building $220,080
2022$2,637.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 74 policies
Nearby Flood Policies74 in force
Nearby Flood Claims40 (1979–2023)
Claims Outside the SFHA8 of 40
Most Recent ClaimMar 2023 · rainfall accumulation
Claims by Event
  • Hurricane Harvey, Sep 2017 · 15 claims
  • Tropical Storm Fay, Sep 2002 · 2 claims
  • Hurricane Georges, Sep 1998 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 44% of the US · lower than 82% of Texas
Wildfire Likelihood0.09% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRIVER OAKS WSC
serves 382 people · EPA ID TX1610018
Water SourceGroundwater
Last State InspectionFeb 2026
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Sparklight
Cable
1,000 / 50
TISD
Fixed Wireless
400 / 100
Skynet
Fixed Wireless
100 / 50
AT&T
Fixed Wireless
100 / 20

May also be available: Nextlink, Verizon, YK Communications.

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