122 Terrace Ave, Elkin, NC 28621 Property Records

Surry County property record for 122 Terrace Ave, Elkin, NC 28621

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 3,284 sqft · built 1890
Lot Size1.5 acres (65,340 sqft)
OwnerIndividual Name on Record
Tax Bill$2,085 (2026)
Deeds & MortgagesMar 2023 Sale
Flood ZoneZone X (minimal risk)
APN4951-18-22-9381

Property Details

APN / Parcel Number

Primary APN4951-18-22-9381
Alternative APNs
  • 100132624
  • 100125931
  • 6029190

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories1 Story
Building Area3,284 sqft Living Area
1st Floor Area3,067 sqft
FlooringWood
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1890
Effective Year BuiltEffective 1986
Exterior MaterialWood
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area65,340 sqft (1.5 acres)
Lot Width275 ft Width
PorchSlab
Porch Area247 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number100132624
Street Address122 TERRACE AVE
CityELKIN
StateNC
Zip28621-3332
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR12
Legal SubdivisionELKIN G - RESIDENTIAL
JurisdictionSURRY NC
Township / Civil DivisionELKIN
Census Block Group3
Census Block3015
Census Tract930901

Owner

Source: Surry County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address122 TERRACE AVE, ELKIN, NC 28621-3332
OccupancyOwner Occupied
Owner TypeIndividual
VestingBorrower in Default

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateMar 8, 2023
Transfer Doc001847/707
Record UpdatedOct 29, 2026

March 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSURRY NC
Recording DateMar 8, 2023
Property Address122 TERRACE AVE, ELKIN, NC 28621-3332
Document Number001847/707
Book / Page1847 / 707
Instrument DateMar 8, 2023
Instrument703653
Transaction TypeTransfer
Record UpdatedApr 5, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address122 TERRACE AVE, ELKIN, NC 28621-3332

Tax Assessment & Valuation

Source: Surry County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountySurry County
MunicipalityElkin Town
Unified School DistrictElkin City Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,085.00 (+1.02%)$244,880 (-21.02%) Land $39,100 Building $205,780$244,880 (-21.02%) Land $39,100 Building $205,780
2025$2,064.00 (+52.78%)$310,060 (+26.62%) Land $39,100 Building $270,960$310,060 (+26.62%) Land $39,100 Building $270,960
2023$1,351.00$244,880 Land $39,100 Building $205,780$244,880 Land $39,100 Building $205,780

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 11, 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 96% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF ELKIN
serves 4,076 people · EPA ID NC0286020
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Surry Telephone
Fiber
2,500 / 2,500
Brightspeed
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: T-Mobile.

Nearby Properties on Terrace Ave

Nearby Streets

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