122 Surf St, Saco, ME 04072 Property Records

York County and Saco City property record for 122 Surf St, Saco, ME 04072

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,840 sqft · built 1946
Lot Size0.703 acres (30,637 sqft)
Owner2 Company Names on Record
Tax Bill$11,836 (2025)
Deeds & MortgagesDec 2017 Sale
Flood ZoneZone VE (high risk)
APNM2026R

Property Details

APN / Parcel Number

Primary APNM2026R
Alternative APNs
  • SACO M:003 L:079 U:000-000
  • M:003 L:079 U:000=000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,840 sqft Living Area
Gross Area3,472 sqft
1st Floor Area1,840 sqft
Basement Area1,080 sqft
Unfinished Basement540 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1946
Effective Year BuiltEffective 1946
Architectural StyleRanch
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area30,637 sqft (0.703 acres)
Garage TypeBasement
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account NumberM2026R
Street Address122 SURF ST
CitySACO
StateME
Zip04072-2356
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSR
Legal SubdivisionFERRY BEACH PK
Legal Lot Number79
JurisdictionSACO ME
Township / Civil DivisionSACO
Census Block Group1
Census Block1008
Census Tract5400

Owner

Source: York County and Saco City records, as of May 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address588 OSGOOD ST, NORTH ANDOVER, MA 01845-1934
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 29, 2017
Deed SaleDec 29, 2017
Prior SaleDec 11, 2012 · Amount on Record
Deed Document Number201755118
Deed Book / Page17635 / 131
Record UpdatedSep 20, 2026

December 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSACO ME
Recording DateDec 29, 2017
Property Address122 SURF ST, SACO, ME 04072-2356
Document Number0176350131
Book / Page017635 / 000131
Instrument DateDec 27, 2017
Instrument55118
Transaction TypeTransfer
Record UpdatedJan 5, 2018

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address588 OSGOOD ST NORTH ANDOVER MA 018451934, NORTH ANDOVER, MA 01845-1934

Tax Assessment & Valuation

Source: York County and Saco City assessment roll, as of May 22, 2026

Property Jurisdictions

TypeName
StateMaine
CountyYork County
MunicipalitySaco City
Unified School DistrictSaco Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$11,836.00 (+4.98%)$833,500 (+3.86%) Land $593,000 Building $240,500
2024$11,275.00 (+2.67%)$802,500 (+33.95%) Land $593,000 Building $209,500$1,546,125
2022$10,982.00$599,100 Land $451,800 Building $147,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone VE
high risk · coastal, wave action
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation15.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 135 individual policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies138 units insured
incl. 3 condo units
Nearby Flood Claims216 (1978–2024)
Claims Outside the SFHA42 of 216
Most Recent ClaimApr 2024 · Severe Winter Storm
Claims by Event
  • Severe Storms And Flooding, Jan 2024 · 38 claims
  • Severe Storms And Inland And Coastal Flooding, Apr 2007 · 34 claims
  • Coastal Storm, Oct 1991 · 37 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.9% of Maine
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMAINE WATER COMPANY BIDDEFORD SACO DIV
private · serves 42,508 people · EPA ID ME0090170
Water SourceSurface water
Last State InspectionJul 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Aug 2021
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Fidium Fiber
Fiber
2,000 / 2,000
GoNetspeed
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Surf St

Nearby Streets

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