122 Summit Hall Rd, Gaithersburg, MD 20877 Property Records

Montgomery County property record for 122 Summit Hall Rd, Gaithersburg, MD 20877

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,212 sqft · built 1985
Lot Size	0.232 acres (10,112 sqft)
Owner	2 Individual Names on File
Last Sale	$416,000 (Oct 2018)
Tax Bill	$6,565 (2025)
Deeds & Mortgages	Dec 2022 Transfer Jan 2020 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`09-02016325`

Property Details

APN / Parcel Number

Primary APN	`09-02016325`
Alternative APN	`02016325`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,212 sqft Living Area
Gross Area	2,548 sqft
1st Floor Area	880 sqft
Basement Area	500 sqft
Finished Basement	500 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Bi-Level
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	10,112 sqft (0.232 acres)
Garage Type	Attached
Garage Area	336 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	60 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	02016325
Street Address	122 SUMMIT HALL RD
City	GAITHERSBURG
State	MD
Zip	20877-1847
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R90
Legal Description	BRIGHTON HIGHLANDS 6 672/315
Legal Subdivision	BRIGHTON HIGHLANDS
Legal Block	1
Legal Lot Number	5
Jurisdiction	MONTGOMERY MD
Township / Civil Division	9
Census Block Group	1
Census Block	1007
Census Tract	700731

Owner

122 Summit Hall Rd is owned and occupied by two individuals who acquired it in November 2022.

Source: Montgomery County records, as of August 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	122 SUMMIT HALL RD, GAITHERSBURG, MD 20877-1847
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2022	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Jan 13, 2020	Deed of Trust, Mortgage · FHA Mortgage JFQ LENDING INC
Dec 30, 2020	Deed of Trust, Mortgage · FHA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Jun 30, 2021	Deed of Trust, Mortgage · FHA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Oct 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage JFQ LENDING INC
Oct 11, 2018	Grant Deed, Transfer · FHA Mortgage PARKSIDE LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 11, 2018 · Amount on File
Deed Sale	Oct 11, 2018 · Amount on File
Deed Book / Page	56736 / 328
Last Transfer Date	Nov 4, 2022
Transfer Doc	0665990500
Record Updated	Sep 20, 2026

December 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTGOMERY MD
Recording Date	Dec 21, 2022
Property Address	122 SUMMIT HALL RD, GAITHERSBURG, MD 20877-1847
Document Number	0665990500
Book / Page	66599 / 500
Map Reference	MB 112 PL 13147
Instrument Date	Nov 4, 2022
Transaction Type	Transfer
Record Updated	Jan 5, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	122 SUMMIT HALL RD, GAITHERSBURG, MD 20877-1847

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	122 SUMMIT HALL RD, GAITHERSBURG, MD 20877-1847
Transaction Type	Mortgage
Record Updated	May 3, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0588620023
Date	Jan 13, 2020
Book Page	58862/023

Lender

Name	JFQ LENDING INC
Type	Mortgage Company
Address	SCOTTSDALE, AZ 85254

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2050

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	122 SUMMIT HALL RD, GAITHERSBURG, MD 20877-1847
Transaction Type	Mortgage
Record Updated	May 3, 2022
Title Company	VANTAGE POINT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0614810184
Date	Dec 30, 2020
Book Page	61481/184

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company
Address	ISELIN, NJ 08830

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	357 Months
Due	Sep 1, 2050

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	122 SUMMIT HALL RD, GAITHERSBURG, MD 20877-1847
Transaction Type	Mortgage
Record Updated	May 3, 2022
Title Company	VANTAGE POINT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0633940287
Date	Jun 30, 2021
Book Page	63394/287

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company
Address	ISELIN, NJ 08830

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	351 Months
Due	Sep 1, 2050

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	122 SUMMIT HALL RD, GAITHERSBURG, MD 20877-1847
Transaction Type	Mortgage
Record Updated	May 3, 2022
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	122 SUMMIT HALL RD, GAITHERSBURG, MD 20877-1847

Mortgage

Document Number	0643440410
Date	Oct 21, 2021
Book Page	64344/410

Lender

Name	JFQ LENDING INC
Type	Mortgage Company
Address	SCOTTSDALE, AZ 85256

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Sep 1, 2051

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Oct 11, 2018
Property Address	122 SUMMIT HALL RD, GAITHERSBURG, MD 20877-1847
Document Number	0567360328
Book / Page	056736 / 000328
Instrument Date	Oct 5, 2018
Transaction Type	Transfer
Record Updated	Oct 29, 2018
Title Company	AVANCE TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$416.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	122 SUMMIT HALL RD GAITHERSBURG MD 208771847, GAITHERSBURG, MD 20877-1847

Mortgage

Document Number	567360338
Date	Oct 11, 2018
Book Page	056736/000338

Lender

Name	PARKSIDE LNDG
Address	SAN FRANCISCO, CA 94102

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 10, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 122 Summit Hall Rd was $6,565, up 7.1% from the year before.

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Municipality	Gaithersburg City
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$503,600 (+6.12%) Land $194,400 Building $309,200	$503,600 (-) Land $194,400 Building $309,200
2025	$6,565.00 (+7.06%)	$474,567	$503,600 Land $194,400 Building $309,200
2024	$6,132.00
2023		$416,500 Land $194,400 Building $222,100	$416,500 Land $194,400 Building $222,100
2022	$4,716.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 122 Summit Hall Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 122 Summit Hall Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 450 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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