122 Sterling St, Springfield, MA 01107 Property Records

Hampden County and Springfield City property record for 122 Sterling St, Springfield, MA 01107

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 2,144 sqft · built 1922
Lot Size	0.17 acres (7,410 sqft)
Owner	Individual Name on Record
Last Sale	$135,000 (Oct 2017)
Tax Bill	$4,819 (2026)
Deeds & Mortgages	Jul 2022 Refinance May 2025 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`SPRI S:11135 P:0025`

Property Details

APN / Parcel Number

Primary APN	`SPRI S:11135 P:0025`
Alternative APN	`111350025`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,144 sqft Living Area
1st Floor Area	1,072 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1922
Effective Year Built	Effective 2011
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Lot Area	7,410 sqft (0.17 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	111350025
Street Address	122 STERLING ST
City	SPRINGFIELD
State	MA
Zip	01107-1359
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Jurisdiction	SPRINGFIELD MA
Township / Civil Division	SPRINGFIELD
Census Block Group	3
Census Block	3016
Census Tract	800400

Owner

Source: Hampden County and Springfield City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	122 STERLING ST, SPRINGFIELD, MA 01107-1359
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance MV OF MASSACHUSETTS LLC
May 6, 2025	Deed of Trust, Mortgage · FHA Mortgage MORTGAGE PROS INC
Oct 31, 2017	Quit Claim Deed, Transfer · FHA Mortgage MERRIMACK MTG CO
Apr 21, 2017	Quit Claim Deed, Foreclosure
Mar 13, 2017	Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 31, 2017 · Amount on Record
Deed Sale	Oct 31, 2017 · Amount on Record
Prior Sale	Apr 21, 2017
Deed Book / Page	21925 / 102
Transfer Doc	021925-102
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPRINGFIELD MA
Property Address	122 STERLING ST, SPRINGFIELD, MA 01107-1359
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	024622-337
Date	Jul 1, 2022
Book Page	24622/337
Instrument	40175

Lender

Name	MV OF MASSACHUSETTS LLC

Agreement

Type	Stand-Alone Refinance

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPRINGFIELD MA
Property Address	122 STERLING ST, SPRINGFIELD, MA 01107-1359
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0025852-33
Date	May 6, 2025
Book Page	25852/33
Instrument	19723

Lender

Name	MORTGAGE PROS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2055

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	Oct 31, 2017
Property Address	122 STERLING ST, SPRINGFIELD, MA 01107-1359
Document Number	21925-102
Book / Page	21925 / 102
Instrument	64415
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$30.18
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	122 STERLING ST, SPRINGFIELD, MA 01107-1359

Mortgage

Document Number	219250105
Date	Oct 31, 2017
Instrument	21925/0105

Lender

Name	MERRIMACK MTG CO

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 31, 2047

April 2017: Quit Claim Deed, Foreclosure

Document Type	Quit Claim Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	Apr 21, 2017
Property Address	122 STERLING ST, SPRINGFIELD, MA 01107-1359
Document Number	21648-501
Book / Page	021648 / 000501
Instrument Date	Apr 13, 2017
Instrument	21604
Transaction Type	Foreclosure
Record Updated	May 9, 2017

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Investor	Possibly a Property Investor

March 2017: Foreclosure

Document Type	Foreclosure
Jurisdiction	SPRINGFIELD MA
Recording Date	Mar 13, 2017
Property Address	122 STERLING ST, SPRINGFIELD, MA 01107-1359
Document Number	21598-425
Book / Page	021598 / 000425
Instrument Date	Mar 8, 2017
Instrument	13043
Transaction Type	Foreclosure
Record Updated	May 9, 2017

Transaction

Amount	Amount Recorded
Tax	$591.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3043 TOWNSGATE RD WESTLAKE VILLAGE CA 913613027, WESTLAKE VILLAGE, CA 91361-3027

Tax Assessment & Valuation

Source: Hampden County and Springfield City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Springfield City
Unified School District	Springfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,819.00 (+19.13%)	$311,700 (+20.81%) Land $37,500 Building $274,200	$321,886 (+13.93%)
2025	$4,045.00 (+3.88%)	$258,000 (+12.96%) Land $39,000 Building $219,000	$282,530 (+2.38%)
2024			$275,975
2023	$3,894.00	$228,400 Land $34,500 Building $193,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 487 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: Crossroads Fiber, Spectrum, T-Mobile, Verizon.

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