122 Sterling Dr, Moro, IL 62067 Property Records

Madison County property record for 122 Sterling Dr, Moro, IL 62067

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,504 sqft · built 1970
Lot Size	0.459 acres (20,000 sqft)
Owner	Individual Name on Record
Tax Bill	$2,482 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Sep 2017 Mortgage + 1 more
APN	`15-2-09-08-02-206-004`

Property Details

APN / Parcel Number

Primary APN	`15-2-09-08-02-206-004`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,504 sqft Living Area

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Exterior Material	Vinyl
Construction Type	Frame
Lot Area	20,000 sqft (0.459 acres)
Lot Dimensions	200 ft deep x 100 ft wide
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	122 STERLING DR
City	MORO
State	IL
Zip	62067-1716
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EAST MEADOWBROOK LOT 23 100X200
Legal Subdivision	EAST MEADOWBROOK
Legal Lot Number	23
Jurisdiction	MADISON IL
Township / Civil Division	FORT RUSSELL
Census Block Group	4
Census Block	4043
Census Tract	402805

Owner

Source: Madison County records, as of June 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	122 STERLING DR, MORO, IL 62067-1716
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 6, 2025	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Sep 6, 2017	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Jan 31, 2017	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Apr 9, 2008
Transfer Doc	0000020263
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	122 STERLING DR, MORO, IL 62067-1716
Transaction Type	Mortgage
Record Updated	Dec 3, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000031411
Date	Nov 6, 2025
Instrument	2025R31411

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Dec 1, 2045

Interest

Rate Type	Fixed Rate
Rate	9.5%

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	122 STERLING DR, MORO, IL 62067-1716
Document Number	0000030855
Instrument Date	Sep 6, 2017
Transaction Type	Mortgage
Record Updated	Dec 12, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	122 STERLING DR MORO IL 620671716, MORO, IL 62067-1716

Mortgage

Document Number	0000030855
Date	Sep 13, 2017
Instrument	30855

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Sep 12, 2042

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	122 STERLING DR, MORO, IL 62067-1716
Document Number	0000004574
Instrument Date	Jan 31, 2017
Transaction Type	Mortgage
Record Updated	Feb 23, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	122 STERLING DR MORO IL 620671716, MORO, IL 62067-1716

Mortgage

Document Number	0000004574
Date	Feb 8, 2017
Instrument	4574

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 7, 2047

Interest

Rate Type	Fixed Rate
Rate	4.5%

Tax Assessment & Valuation

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Madison County
County Subdivision	Fort Russell Township
Unified School District	Bethalto Consolidated Unit School District 8 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,482.00 (+6.25%)	$45,030 (+25.22%) Land $8,790 Building $36,240	$135,090 (+25.1%) Land $26,370 Building $108,720
2024	$2,336.00 (+12.63%)
2022	$2,074.00	$35,960 Land $7,050 Building $28,910	$107,988 Land $21,171 Building $86,817

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MEADOWBROOK PWD serves 1,778 people · EPA ID IL1195200
Water Source	Purchased groundwater from BETHALTO
Last State Inspection	Sep 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon, Wisper ISP.

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