122 Smith St, Whitmire, SC 29178 Property Records

Newberry County property record for 122 Smith St, Whitmire, SC 29178

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,176 sqft · built 2018
Lot Size0.31 acres (13,504 sqft)
Owner2 Individual Names on File
Tax Bill$2,230 (2025)
Deeds & MortgagesApr 2018 Mortgage
Oct 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN313-2-2-6

Property Details

APN / Parcel Number

Primary APN313-2-2-6
Alternative APN
  • 5095

Interior

Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,176 sqft Living Area
1st Floor Area1,032 sqft
2nd Floor Area1,144 sqft

Exterior

Year BuiltBuilt 2018
Exterior MaterialVinyl
Foundation TypeRaised
Lot Area13,504 sqft (0.31 acres)
Garage TypeCarport
Garage Area400 sqft
CarportCarport
PorchCovered Porch
Porch Area132 sqft
Deck Area224 sqft

Location & Zoning

Account Number5095
Street Address122 SMITH ST
CityWHITMIRE
StateSC
Zip29178-1010
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description.31AC+/- / LOT 12PLAT BK 1 PG 283
Legal Lot Number12
JurisdictionNEWBERRY SC
Township / Civil DivisionWHITMIRE
Census Block Group2
Census Block2036
Census Tract950300

Owner

122 Smith St is owned and occupied by two individuals who acquired it in September 2017.

Source: Newberry County records, as of November 24, 2025

Owner of Record2 Individual Names on File
Mailing Address122 SMITH ST, WHITMIRE, SC 29178-1010
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 27, 2018Deed of Trust, Mortgage
FIDELITY CAP MTG
Oct 18, 2017Trustee's Deed, Construction Loan · Line of Credit
FIDELITY CAP MTG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 12, 2017
Deed SaleSep 12, 2017
Prior SaleNov 6, 2015
Deed Document Number0001994249
Record UpdatedJun 8, 2026

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEWBERRY SC
Property Address122 SMITH ST, WHITMIRE, SC 29178-1010
Document Number0000043146
Instrument DateApr 27, 2018
Transaction TypeMortgage
Record UpdatedOct 19, 2018
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address122 SMITH ST WHITMIRE SC 291781010, WHITMIRE, SC 29178-1010

Mortgage

Document Number0000043146
DateApr 30, 2018
Book Page002044/000206
Instrument43146
Lender
NameFIDELITY CAP MTG
TypeMortgage Company
AddressRICHMOND, VA 23230
Agreement
AmountAmount on Record
Term360 Months
DueApr 29, 2048

October 2017: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionNEWBERRY SC
Recording DateOct 18, 2017
Property Address122 SMITH ST, WHITMIRE, SC 29178-1010
Book / Page002002 / 000178
Instrument DateOct 18, 2017
Instrument40272
Transaction TypeConstruction Loan
Record UpdatedOct 18, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address24 AIRPORT RD NEWBERRY SC 291088532, NEWBERRY, SC 29108-8532

Mortgage

Document Number0000040272
DateOct 18, 2017
Book Page002002/000178
Instrument40272
Lender
NameFIDELITY CAP MTG
TypeMortgage Company
AddressRICHMOND, VA 23230
Agreement
TypeLine of Credit
AmountAmount on Record
Term12 Months
DueOct 17, 2018
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 122 Smith St was $2,230.

Source: Newberry County assessment roll, as of September 13, 2025

Property Jurisdictions

TypeName
StateSouth Carolina
CountyNewberry County
MunicipalityWhitmire Town
Unified School DistrictNewberry County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,230.00$7,879 Land $71 Building $7,808$221,000 Land $2,000 Building $219,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 122 Smith St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 20, 2019

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 122 Smith St is moderate, ranking above 42% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 42% of the US · lower than 70% of South Carolina
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF WHITMIRE
serves 2,415 people · EPA ID SC3610004
Water SourceSurface water
Last State InspectionJun 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2025
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

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