122 SE Mill St, Mayo, FL 32066 Property Records

Lafayette County property record for 122 SE Mill St, Mayo, FL 32066

Property Summary

Property Type	Single Family Home
Details	2 ba · 3,686 sqft · built 1932
Lot Size	0.002 acres (96 sqft)
Owner	Individual Name on File
Last Sale	$225,000 (Aug 2021)
Tax Bill	$2,689 (2025)
Deeds & Mortgages	Jan 2017 Mortgage Aug 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0011087000010`

Property Details

APN / Parcel Number

Primary APN	`0011087000010`
Alternative APN	`1305110011087000010`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	3,686 sqft Living Area
1st Floor Area	3,110 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1932
Effective Year Built	Effective 1950
Architectural Style	Other
Exterior Material	Brick Veneer
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	96 sqft (0.002 acres)
Garage Type	Unfinished
Garage Area	576 sqft
Driveway	Driveway
Driveway Area	360 sqft
Porch	Porch
Porch Area	80 sqft
Storage Building	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	0011087000010
Street Address	122 SE MILL ST
City	MAYO
State	FL
Zip	32066-4802
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LEG 0000.96 ACRES BLK. 87 ORIGINAL TOWN OF MAYO PB A P. 3 PUBLIC RECORDS LAFAYETTE CO. FL. OR BK 31 P. 327; OR BK 44 P. 372;
Legal Range	11E
Legal Township	05S
Legal Section	13
Legal Block	87
Jurisdiction	LAFAYETTE FL
Township / Civil Division	MAYO
Census Block Group	1
Census Block	1066
Census Tract	960202

Owner

122 SE Mill St is owned and occupied by an individual who bought it in August 2021.

Source: Lafayette County records, as of December 15, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	122 SW MILL ST, MAYO, FL 32066
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2017	Deed of Trust, Mortgage · Commercial Mortgage LAFAYETTE STATE BANK
Aug 23, 2021	Warranty Deed, Transfer · Conventional Mortgage FIRST FEDERAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 23, 2021 · Amount on File
Deed Sale	Aug 23, 2021 · Amount on File
Deed Document Number	202134001534
Deed Book / Page	422 / 19
Record Updated	Jun 8, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAFAYETTE FL
Property Address	122 SE MILL ST, MAYO, FL 32066-4802
Transaction Type	Mortgage
Record Updated	Feb 14, 2023
Title Company	ABSTRACT AND TITLE SERVICES INC, ABSTRACT & TITLE SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0034000072
Date	Jan 19, 2017
Book Page	364/242
Instrument	201734000072

Lender

Name	LAFAYETTE STATE BANK
Type	Bank
Address	MAYO, FL 32066

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2047

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAFAYETTE FL
Recording Date	Aug 23, 2021
Property Address	122 SE MILL ST, MAYO, FL 32066-4802
Document Number	0034001534
Book / Page	422 / 19
Instrument Date	Aug 18, 2021
Instrument	202134001534
Transaction Type	Transfer
Record Updated	Dec 16, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,575.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	823 NE CANDY LN, MAYO, FL 32066-4263

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	664 NE CANDY LN, MAYO, FL 32066-4253

Mortgage

Document Number	0000042221
Date	Aug 23, 2021
Instrument	422/21

Lender

Name	FIRST FEDERAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 122 SE Mill St was $2,689 with a homeowner's exemption, up 4.3% from the year before.

Source: Lafayette County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lafayette County
Municipality	Mayo Town
Unified School District	Lafayette County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,689.00 (+4.31%) Homeowner's exemption	$157,383 (+2.9%)	$163,166 (+4.44%) Land $48,000 Building $115,166
2024	$2,578.00 (+4.41%) Homeowner's exemption	$152,948 (+3%)	$156,226 (+5.21%) Land $43,200 Building $113,026
2023	$2,469.00 (-16.11%) Homeowner's exemption	$148,493 (+19.22%)	$148,493 (+19.22%) Land $38,400 Building $110,093
2022	$2,943.00	$124,550	$124,550 Land $33,600 Building $90,950

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 122 SE Mill St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 15, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 122 SE Mill St is moderate, ranking above 44% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 85% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MAYO WTP serves 1,055 people · EPA ID FL2341181
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Rapid Fiber Internet, Verizon.

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