122 Scholar Rd, Guyton, GA 31312 Property Records

Effingham County property record for 122 Scholar Rd, Guyton, GA 31312

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,022 sqft · built 1992
Lot Size	0.623 acres (27,145 sqft)
Owner	2 Individual Names on Record
Last Sale	$275,000 (Jul 2021)
Tax Bill	$3,055 (2025)
Deeds & Mortgages	Nov 2025 Line of Credit Feb 2022 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0417D-043-000`

Property Details

APN / Parcel Number

Primary APN	`0417D-043-000`
Alternative APNs	`0092C043000` `0417D043` `14209`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,022 sqft Heated Area
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1992
Effective Year Built	Effective 2015
Exterior Material	Wood Siding
Roof Type	Shed Roof
Roof Material	Composition Shingle
Lot Area	27,145 sqft (0.623 acres)
Garage Area	506 sqft

Exterior Amenities

Porch	Slab
Porch Area	84 sqft
Deck Area	414 sqft
Patio Area	414 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	14209
Street Address	122 SCHOLAR RD
City	GUYTON
State	GA
Zip	31312-6240
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 43
Legal Subdivision	S EFFINGHAM WOODS
Legal Phase	3
Legal Block	3
Legal Lot Number	43
Jurisdiction	EFFINGHAM GA
Township / Civil Division	RINCON
Census Block Group	3
Census Block	3005
Census Tract	30301

Owner

Source: Effingham County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	122 SCHOLAR RD, GUYTON, GA 31312-6240
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2025	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING
Feb 18, 2022	Warranty Deed, Transfer
Aug 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE
Jul 6, 2021	Limited Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 6, 2021 · Amount on Record
Deed Sale	Jul 6, 2021 · Amount on Record
Prior Sale	Jan 25, 1999 · Amount on Record
Deed Document Number	20212282
Deed Book / Page	2718 / 778
Last Transfer Date	Feb 18, 2022
Transfer Doc	0002765/99
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	122 SCHOLAR RD, GUYTON, GA 31312-6240
Transaction Type	Mortgage
Record Updated	Dec 22, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	122 SCHOLAR RD, GUYTON, GA 31312-6240
Investor	Possibly a Property Investor

Mortgage

Document Number	0000003005/0000000259
Date	Nov 4, 2025
Book Page	0000003005/0000000259
Instrument	D2025008670

Lender

Name	FIGURE LENDING

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jan 1, 2045

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Feb 18, 2022
Property Address	122 SCHOLAR RD, GUYTON, GA 31312-6240
Document Number	0002765/99
Book / Page	2765 / 99
Instrument Date	Feb 18, 2022
Instrument	2022-000450
Transaction Type	Transfer
Record Updated	Nov 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	122 SCHOLAR RD, GUYTON, GA 31312-6240

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	122 SCHOLAR RD, GUYTON, GA 31312-6240
Transaction Type	Mortgage
Record Updated	Jan 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	122 SCHOLAR RD, GUYTON, GA 31312-6240

Mortgage

Document Number	0000002718/0000000780
Date	Aug 24, 2021
Book Page	0000002718/0000000780
Instrument	010398

Lender

Name	UNITED WHOLESALE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

July 2021: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Jul 6, 2021
Property Address	122 SCHOLAR RD, GUYTON, GA 31312-6240
Document Number	2718/778
Book / Page	2718 / 778
Instrument Date	Jul 6, 2021
Instrument	2021-002282
Transaction Type	Transfer
Record Updated	Sep 14, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	122 SCHOLAR RD, GUYTON, GA 31312-6240

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of December 22, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Effingham County
Unified School District	Effingham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,055.00 (+10.93%) Homeowner's exemption	$133,918 (+29.39%) Land $22,800 Building $111,118	$334,795 (+29.39%) Land $57,000 Building $277,795
2024	$2,754.00 (+3.03%) Homeowner's exemption	$103,500 (-18.77%) Land $22,800 Building $80,700	$258,751 (-18.77%) Land $57,000 Building $201,751
2023	$2,673.00 (-16.57%) Homeowner's exemption	$127,413 (+23.37%) Land $18,800 Building $108,613	$318,533 (+23.37%) Land $47,000 Building $271,533
2022	$3,204.00 Homeowner's exemption	$103,279 Land $18,800 Building $84,479	$258,197 Land $47,000 Building $211,197

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	2 (2020)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Nov 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Planters Rural Telephone Cooperative Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35

May also be available: T-Mobile.

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