122 Schell Rd, Berne, NY 12023 Property Records

Schoharie County and Wright Town property record for 122 Schell Rd, Berne, NY 12023

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,516 sqft · built 1990
Lot Size	3.01 acres (131,116 sqft)
Owner	2 Individual Names on Record
Last Sale	$155,000 (Apr 2019)
Tax Bill	$6,176 (2026)
Deeds & Mortgages	Sep 2022 Mortgage Sep 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`435000 86.-5-17.11`

Property Details

APN / Parcel Number

Primary APN	`435000 86.-5-17.11`
Alternative APN	`555J180004`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,516 sqft Living Area
1st Floor Area	1,516 sqft

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Ranch
Exterior Material	Wood
Lot Area	131,116 sqft (3.01 acres)
Lot Width	143 ft Width
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	80 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	555J180004
Street Address	122 SCHELL RD
City	BERNE
State	NY
Zip	12023-2106
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01 - NOT Z
Legal Block	5
Legal Lot Number	17.011
Jurisdiction	SCHOHARIE NY
Township / Civil Division	WRIGHT
Census Block Group	1
Census Block	1062
Census Tract	740700

Owner

Source: Schoharie County and Wright Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	122 SCHELL RD, BERNE, NY 12023-2106
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2022	Deed of Trust, Mortgage · FHA Mortgage STATE EMPLOYEES FCU
Sep 30, 2022	Warranty Deed, Transfer
Apr 24, 2019	Deed, Transfer · FHA Mortgage SUNMARK FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 24, 2019 · Amount on Record
Deed Sale	Apr 24, 2019 · Amount on Record
Deed Document Number	2019761085
Deed Book / Page	1090 / 271
Last Transfer Date	Sep 7, 2022
Transfer Doc	0001175/22
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHOHARIE NY
Property Address	122 SCHELL RD, BERNE, NY 12023-2106
Transaction Type	Mortgage
Record Updated	Mar 19, 2024
Title Company	MISC COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002015/199
Date	Sep 30, 2022
Book Page	2015/199
Instrument	818064

Lender

Name	STATE EMPLOYEES FCU
Type	Credit Union

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHOHARIE NY
Recording Date	Sep 30, 2022
Property Address	122 SCHELL RD, BERNE, NY 12023-2106
Document Number	0001175/22
Book / Page	1175 / 22
Instrument Date	Sep 7, 2022
Instrument	818063
Transaction Type	Transfer
Record Updated	Nov 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	122 SCHELL RD, BERNE, NY 12023-2106

April 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	SCHOHARIE NY
Recording Date	Apr 24, 2019
Property Address	122 SCHELL RD, BERNE, NY 12023-2106
Document Number	001090/271
Book / Page	1090 / 271
Instrument Date	Apr 9, 2019
Instrument	761085
Transaction Type	Transfer
Record Updated	May 12, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 BRODERICK ST, ALBANY, NY 12205-4803

Mortgage

Document Number	0001836/77
Date	Apr 24, 2019
Book Page	1836/77
Instrument	761086

Lender

Name	SUNMARK FCU
Type	Credit Union

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

Tax Assessment & Valuation

Source: Schoharie County and Wright Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schoharie County
County Subdivision	Wright Town
Unified School District	Schoharie Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,176.00 (-0.19%)
2025	$6,188.00 (+149.92%)	$127,400 (-) Land $17,100 Building $110,300	$254,800 (+2%) Land $34,200 Building $220,600
2023		$127,400 (-) Land $17,100 Building $110,300	$249,804 (+17.65%) Land $33,529 Building $216,275
2022		$127,400 Land $17,100 Building $110,300	$212,333 Land $28,500 Building $183,833
2021	$2,476.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	5 (2011)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Aug 2011 · Hurricane Irene
Claims by Event	Hurricane Irene, Aug 2011 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Hudson Valley Wireless.

Cell Coverage

5G (outdoors only) and 4G LTE

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