St. Clair County property record for 122 Sawgrass, O Fallon, IL 62269
| Property Type | Single Family Home |
|---|---|
| Details | 5 ba · 1,672 sqft · built 2006 |
| Lot Size | 0.97 acres (42,253 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $110,000 (Jul 2021) |
| Tax Bill | $15,927 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage May 2022 Line of Credit + 4 more |
| APN | 04-18-0-212-022 |
| Primary APN | 04-18-0-212-022 |
|---|
| Full Baths | 5 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,672 sqft Living Area |
| Upper Floors Area | 19 sqft |
| Basement Area | 2,200 sqft |
| Finished Basement | 334 sqft |
| Game Room | Game Room |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Combination |
| Construction Type | Frame |
| Lot Area | 42,253 sqft (0.97 acres) |
| Garage Type | Mixed |
| Garage Area | 660 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 132 sqft |
| Deck Area | 252 sqft |
| Patio Area | 888 sqft |
| Cooling System | Central |
|---|
| Street Address | 122 SAWGRASS |
|---|---|
| City | O FALLON |
| State | IL |
| Zip | 62269-6645 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FOREST HILLS AT LINCOLN FARM 5TH ADD LOT/SEC-105 A02588006 |
| Legal Subdivision | FOREST HILLS AT LINCOLN FARM 5TH ADD |
| Legal Block | 212 |
| Legal Lot Number | 105 |
| Jurisdiction | ST CLAIR IL |
| Township / Civil Division | O'FALLON |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 504355 |
Source: St. Clair County records, as of September 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 122 SAWGRASS, O FALLON, IL 62269-6645 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 15, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC |
| May 23, 2022 | Deed of Trust, Mortgage · Line of Credit SCOTT CU |
| Jan 20, 2026 | Deed of Trust, Mortgage · Line of Credit NAVY FCU |
| Jul 12, 2021 | Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| May 26, 2020 | Deed of Trust, Mortgage · Conventional with PMI BUSEY BK |
| Aug 24, 2018 | Grant Deed, Transfer · Conventional with PMI HIGHLANDS RESID'L MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 12, 2021 · Amount on Record |
| Deed Sale | Jul 12, 2021 · Amount on Record |
| Prior Sale | Aug 24, 2018 · Amount on Record |
| Deed Document Number | 20212707294 |
| Prior Transfer Date | Aug 23, 2018 |
| Prior Transfer Doc | 00A2588006 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CLAIR IL |
| Property Address | 122 SAWGRASS, O FALLON, IL 62269-6645 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Title Company | RAVENSWOOD TITLE COMPANY LLC |
| Name | Verified Name |
|---|
| Document Number | 0A02729677 |
|---|---|
| Date | Dec 15, 2021 |
| Instrument | A02729677 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.25% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CLAIR IL |
| Property Address | 122 SAWGRASS, O FALLON, IL 62269-6645 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0A02747168 |
|---|---|
| Date | May 23, 2022 |
| Instrument | A02747168 |
| Name | SCOTT CU |
|---|---|
| Type | Credit Union |
| Address | EDWARDSVILLE, IL 62025 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | May 22, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CLAIR IL |
| Property Address | 122 SAWGRASS, O FALLON, IL 62269-6645 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|---|
| Address | 122 SAWGRASS, O FALLON, IL 62269-6645 |
| Document Number | 0A02871975 |
|---|---|
| Date | Jan 20, 2026 |
| Instrument | A02871975 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 481 Months |
| Due | Feb 1, 2066 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CLAIR IL |
| Recording Date | Jul 12, 2021 |
| Property Address | 122 SAWGRASS, O FALLON, IL 62269-6645 |
| Document Number | A02707294 |
| Map Reference | MB 50 PG 94 |
| Instrument Date | Jun 30, 2021 |
| Instrument | A02707294 |
| Transaction Type | Transfer |
| Record Updated | Jul 28, 2021 |
| Title Company | COMMUNITY TITLE, COMMUNITY TITLE SHILOH LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $165.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 122 SAWGRASS, O FALLON, IL 62269-6645 |
| Document Number | A02707295 |
|---|---|
| Date | Jul 12, 2021 |
| Instrument | A02707295 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CLAIR IL |
| Property Address | 122 SAWGRASS, O FALLON, IL 62269-6645 |
| Document Number | 00A2652821 |
| Instrument Date | May 26, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 19, 2020 |
| Title Company | ILLINOIS TITLE AND ESCROW, ILLINOIS TITLE & ESCROW |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 122 SAWGRASS O FALLON IL 622696645, O FALLON, IL 62269-6645 |
| Document Number | 00A2652821 |
|---|---|
| Date | Jun 1, 2020 |
| Instrument | 2652821 |
| Name | BUSEY BK |
|---|---|
| Type | Bank |
| Address | CHAMPAIGN, IL 61820 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 31, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.12% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ST CLAIR IL |
| Recording Date | Aug 24, 2018 |
| Property Address | 122 SAWGRASS, O FALLON, IL 62269-6645 |
| Document Number | 00A2588006 |
| Instrument Date | Aug 23, 2018 |
| Instrument | 2588006 |
| Transaction Type | Transfer |
| Record Updated | Sep 13, 2018 |
| Title Company | COMMUNITY TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $712.50 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 122 SAWGRASS O FALLON IL 622696645, O FALLON, IL 62269-6645 |
| Document Number | A2588007 |
|---|---|
| Date | Aug 24, 2018 |
| Instrument | 2588007 |
| Name | HIGHLANDS RESID'L MTG |
|---|---|
| Type | Mortgage Company |
| Address | DALLAS, TX 75243 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 23, 2048 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.75% |
Source: St. Clair County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | St. Clair County |
| County Subdivision | O'Fallon Township |
| Municipality | O'Fallon City |
| Elementary School District | O'Fallon Community Consolidated School District 90 (PK - 08) |
| Secondary School District | O'Fallon Township High School District 203 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $15,927.00 (+9%) Homeowner's exemption | $226,959 (+9.93%) Land $41,268 Building $185,691 | $680,877 (+9.93%) Land $123,804 Building $557,073 |
| 2024 | $14,612.00 | $206,460 (+22.55%) Land $37,645 Building $168,815 | $619,380 (+22.55%) Land $112,935 Building $506,445 |
| 2022 | $168,468 Land $30,718 Building $137,750 | $505,404 Land $92,154 Building $413,250 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 4 (1980–2022) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Jul 2022 · Severe Storm And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | O FALLON serves 46,603 people · EPA ID IL1631100 |
|---|---|
| Water Source | Purchased surface water from IL AMERICAN-EAST ST LOUIS |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Wisper ISP Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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